db12

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About db12

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    Massachusetts
  1. I live in Massachusetts and I received in the mail a collections notice from a collection agency called NCO financial. They are trying to collect $2,000.00 from a default judgement obtained against me by American Express back in 2008, from a credit card. I pulled my credit report for the fist time and found that this Default is being reported by two of the of the three credit reporting agencies. I then went to the courts and obtained a copy of the judgement. I was served with notice of the hearing at an address I wasn't living at, but i'm afraid i can't prove i wasn't living there because
  2. So, I finally won this case in court. This case was dimissed with prejudice this morning. They never even showed up. Does anyone know how i can get this collection removed from my credit report?
  3. Does anyone know of a helpful online aid that would help me in creating an effective motion to dismiss with prejudice to file with the court?
  4. Thanks for all the responses. I just have a few more questions, as this process is extremely confusing to me and I'm not a very bright person when it comes to this stuff so please bear with me. Since its already been over 40 days with no response to any of my discovery requests including admission, would it be smart to send the meet and confer letter giving them an extra ten days? And after the ten days do i just file a motion to dismiss? Do i need to file a motion to compel before i motion to dismiss?
  5. to date solomon has not answered any of my requests for admissions, production of documents or interrogatories, and it has been over 40 days. I was just preparing my motion to dismiss. And then today i received a letter in the mail from solomon that included a Stipulation of Dismissal that they asked me to sign and return back to them so that they can file it with the court. The dismissal says it is stipulated that all claims brought, to wich could have been brought are dismissed without prejudice and without cost. So is that it? should i just sign it and send it back? Is it finally over?
  6. Just looked at the complaint, no account number was referenced on the original complaint.
  7. REQUEST 1 You applied to Bank of America for a Credit Card. Response: I have made reasonable inquiry and the information known or readily available to me is insufficient for me to admit or deny. REQUEST 2 You received a Credit Card from Bank of America. Response: I have made reasonable inquiry and the information known or readily available to me is insufficient for me to admit or deny REQUEST 3 You had a Bank of America Credit Card account numbered 111111111111111. Response: I have made reasonable inquiry and the information known or readily available to me is insufficient for me to
  8. I received a phone call today from a lawyer from Solomon and Solomon. He said he is going to file a motion to compel because my answers to the Admission and production of documents were insufficient. He then asked me to supplement my answers over the phone. I told him just to file the motion. He said he will not answer my request for documents until after the motion to compel is heard in court. Is there anything i can do to prepare for a motion to compel?