elle10

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10 Good

About elle10

  • Rank
    Newbie

core_pfieldgroups_99

  • Biography
    Starting over; mid-thirties
  • Interests
    Love being in nature; camping, hiking, boating
  • Occupation
    Marketing

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  • Location
    SC
  1. You are very smart to withhold payment until you have something in writing regarding the terms of the settlement. I'm sorry they are so hard to deal with; stick to your guns and do not send them one cent until they give you something in writing outlining the terms. I would ask to speak with a manager of the department; it's a longshot, but the manager of the collection department is expected to collect a certain amount of $$ each month; and if he/she knew you were ready to pay, they may be more forthcoming with a letter of guarantee than an hourly worker. Most of the items I've read say the judgement will not be removed, only marked as 'PAID' on your report, and each state differs on the length of time a judgment can stand on your credit.