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rvs494

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  1. @BV80 That is the strangest thing about this, because it is not on my credit report. Like I said earlier, there is one Citibank on my CR with a different account number and a credit limit of $1600.
  2. Thanks @BV80 I bit the bullet and contacted an attorney that I can't afford, but I'll gladly survive on ramen noodles for awhile if I can get out of paying LVNV $25,000. lol I'll be meeting with him early next week. I actually found the original bank statements that were mailed to me for the dates I referenced earlier, but I also found in storage, some old bank statements from the joint account. There is one from August 5 - September 3, 2004, showing that a check was written in the amount $80.00 on August 16, 2004, which matches the payment made on the original creditor's card statement And the other statement for August 4 - September 6, 2005, shows that a check was written for $2000.00 on August 8, 2005, which also matches a payment on the original credit card statement. So, obviously, my ex was making payments on this credit card, from our joint bank account. If it's possible to get copies of those checks showing her signature, will that help? Or does it not matter because we had a joint bank account at the time?
  3. Correct. My answers were all denials, except for my name, address and receiving mail there, although I've second guessed that since it was up to my wife at the time as to what mail I received, since she was home when the mail was delivered and I was at work, but I just didn't think that excuse would hold up anywhere.
  4. My mistake, they only go back till April 30, 2010. That must be when I switched from having a joint account with my ex, but I have 4 statements right now that don't show me making any of the payments that they're claiming I made on their account summary. Also, my paycheck is direct deposited, so if I paid them by money order or some other way, I still would have had to have taken the money out of my bank account. Right? And I did not have any credit cards at the time.
  5. @BV80 My name, last 4 of my SSN and my address at the time, are on there and I removed them before posting. Sorry, I should have put something there that mentioned it. But I am looking at old bank statements online and they do go back to 2006, just didn't think they'd be there since it was a joint account at the time. So far, there is no payment to anybody on 08/30/2010 for $88.04, and there is no payment to anybody on 07/29/2010 for $82.34. Going through the rest of them right now.
  6. I did not file it because nothing was in court yet. They did include my answer in their Exhibits.
  7. Here are most of the documents that are included with the Motion.
  8. @shellieh98 not sure how to attach the scans I made. They are in Jpeg format. Can anyone help me out?
  9. @shellieh98 Yes, I can have them scanned in in a couple hours. Have to go pick up my daughters from school and hook up my scanner.
  10. I didn't copy and paste correctly, the dates are as follows: 10/08/2013 Summons and Complaint 10/08/2013 Affidavit of Service 10/08/2013 Certificate of Representation 10/08/2013 Civil Cover Sheet 10/08/2013 Confidential Information Form 11.1 personal information 10/09/2013 Notice of Case Assignment 11/07/2013 Notice of Motion and Motion 11/07/2013 Affidavit of Plaintiff 11/07/2013 Affidavit-Other 11/07/2013 Memorandum 11/07/2013 Proposed Order or Document 11/07/2013 Affidavit of Service 12/11/2013 Motion Summary Judgment (1:30 PM) (Judicial Officer Robiner, Susan) Pulled up my credit report from Experian and Trans Union in June of this year. The only entries referring to Citibank is for a Credit Card opened 12/1998 with a limit of $1600.00, the account number does not match the one LVNV is going after me for, and it says High Balance $1597.00 $0 /paid as of 12/2004 Last payment made as of 05/10/2004. Other than that, there is no other entry by Citibank with a matching account number or anywhere near the sum of $20,998.77 that LVNV claims that I owe. Also, LVNV does not appear anywhere on my credit report. @BV80 at the time those payments were made, I had a joint bank account with my ex-wife. Am I able to go to the bank to obtain records for that time? and yes, I claimed Statute of Limitations and Standing @shellieh98 I changed it to either Deny or Defendant is without sufficiant knowledge and therefore denies.
  11. This is what is listed on the court website: 10/08/2013 Summons and Complaint 10/08/2013 Affidavit of Service 10/08/2013 Certificate of Representation 10/08/2013 Civil Cover Sheet 10/08/2013 Confidential Information Form 11.1 personal information 10/09/2013 Notice of Case Assignment 11/07/2013 Notice of Motion and Motion 11/07/2013 Affidavit of Plaintiff 11/07/2013 Affidavit-Other 11/07/2013 Memorandum 11/07/2013 Proposed Order or Document 11/07/2013 Affidavit of Service 12/11/2013 Motion Summary Judgment (1:30 PM) (Judicial Officer Robiner, Susan) The motion for Summary Judgement I received is dated October 31, 2013 and post marked November 1. The credit card statements are as follows: July 21-August 20, 2004 There are 11 charges to the card and an $80.00 payment July 21-August 19, 2005 There are 8 charges and a $2000.00 payment July 21-August 22, 2006 There is 1 finance charge and no payments April 20-May 22, 2007 There are no charges and a $100.00 "Agency Payment" Then on LVNV's account summary: 12/30/2009 Principal Payment $73.46 01/28/2010 Principal Payment $82.35 02/26/2010 Principal Payment $82.35 04/29/2010 Principal Payment $82.33 05/26/2010 Principal Payment $82.34 06/29/2010 Principal Payment $164.69 07/29/2010 Principal Payment $82.34 08/30/2010 Principal Payment $88.04 Like I said, I have no recollection of ever having this account to begin with, and I know for darn sure that I never made payments to them personally, but they are claiming that my last payment was the one on 08/30/2010.
  12. No, I never pay to credit collectors, however, at the time I was married and we had a joint account. I still don't know whether or not this was an actual account that my ex had opened, used and made payments on. I never made payments to LVNV.
  13. Searching the internet for a way to oppose the Summary Judgement that LVNV has filed against me and hoping that anyone out there can point me in the right direction. Included is the: Motion Notarized copy of Plaintiff's Affidavit in Support of Summary Judgement An account summary generated by LVNV showing that I apparently made regular payments to them between 12/30/2009 and 08/30/2010 A generic Citibank Assignment and Assumption Agreement, Bill of Sale, that does not mention me or the account. An apparenly notorized Affidavit of Transfer from Sherman Originator LLC to LVNV Funding LLC (On this copy, the notary seal cannot be seen, also the signature of this Representative Timothy Orange cannot be seen) 5 pages of some list that starts with a File Name: Sherman BK13 August Citi Final Sale File including my name, address, SSN, account, balance, last pay date, etc. 4 Credit Card statements ranging from July 2004 to May 2007 A notorized copy of Affidavit of Plaintiff's Counsel Exhibit A is my Answers to their Summons and Complaint Exhibit B is the Plaintiff's Requests for Admissions and Interrogatories and Affidavit of Service by Mail Exhibit R1 are the credit card statements again Exhibit C is my Response to Plaintiffs Requests for Admissions and Interrogatories Exhibit D is the Plaintiff's Second Requests for Admissions and Interrogatories and Affidavit of Service by Mail Exhibit E is my Response to Plaintiff's Second requests for Admission and Interrogatories Memorandum of Fact and Law Findings of Fact, Conclusions of Law and Order for Judgement and Affidavit of Service by Mail I wish I was able to consult with an attorney on this, but I can't. I'm it. Any suggestions or points in the right direction would be greatly appreciated.
  14. So am I also denying my previous address? I know it's there just to get me to admit to something. I'm just trying to think of how to put this together without them thinking that they've got something on me.
  15. The first set of Requests can be seen at this thread: http://www.creditinfocenter.com/community/topic/320851-replying-to-requests-for-admissions-and-interrogatories/ The Plaintiff is a JDB LVNV Funding The Exhibits they attached look like legit credit card statements, but I don't remember ever having this credit card. A friend of mine suggested that maybe it's a card that my exwife opened and used under my name.
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