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jpavv's Achievements

Impressive 100+ postings

Impressive 100+ postings (5/6)



  1. 1. Who is the named plaintiff in the suit? Lvnv Funding 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Pressler 3. How much are you being sued for? 900 4. Who is the original creditor? Credit One 5. How do you know you are being sued? Civil suit filed 6. How were you served? Certified mail 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None 9. What state and county do you live in? NJ/Middlesex 10. When is the last time you paid on this account? Not sure 11. When did you open the account (looking to establish what card agreement may be applicable)? Not sure 12. What is the SOL on the debt? To find out: 6 years 13. What is the status of your case? Answered civil complaint, received interrogatories from plaintiffs attorney 14. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 15. Did you request debt validation before the suit was filed? No 16. How long do you have to respond to the suit? 30 days. In an active suit with lvnv. Answered their complaint. There was only five, so admitted who they were and I am, denied the debt and denied any knowledge of debt transfer. Asked the court to dismiss case as plaintiff didn't show chain of custody. Attached are the follow up interrogatories. A little confused as to what they are asking. There's also a 3rd one asking for telephone bills, energy bills, water bills and/or leases between 9/17 & 11/18. Robin Credit One(1).pdf
  2. This is for my ex-wife, she's being sued by an assignee of Comeninty Bank, which issues credit cards for many stores, so she does not know which store this credit card is for. Since there's nothing in a lawsuit stating what card this is for, can see no way to elect arbitration. So, I think her best bet would be to answer the questions and to deny any knowledge. Do you agree?
  3. So, no need to do a debt validation?
  4. Is this a new tactic for the uninformed? Oh yes Mr debt collector, I would love to re-age this debt you say I have不不不不不不不不不不不不不不不
  5. jpavv

    Wrong name

    Received a collection letter from collection agency. It is for medical. It is addressed to my ex's husband first name, my first name, my last name. It says Your account with Dr.xxx has been forwarded to us for collection. so, not sure if they purchased the debt. Should I send it back saying no such person lives here? Thanks
  6. Just received in the mail from my bank my acct. is being levied. Up front, it is a joint acct. the ex and I opened years ago. We've been divorced 4 years. I only left the acct. open so my daughter could use the debit card for it. In the envelope are all the court papers. I called my bank, explained to them. They said I had to call the court officer and ask for a release. I did, and they said I have to call the debt attorney and ask them to send them a release. I did, and they gave me limited info, because the debt is not mine, but told me I have to call the bank and have them send over statements going back 90 days from the levy. 360 degrees. Problem is, there has been no money withdrawn yet. Where do I go from here? PS, can my ex sue the bank for sending me all this personal and confidential info.
  7. True, but tempted to send them a letter requesting them to provide a cc agreement from the time this account was opened.
  8. Since the OC is Cap 1, the agreement says Virginia Law applies. I'm in NJ. Does the does SOL follow Virginia or NJ law? Virginia is 3, NJ is 6.
  9. In their response letter, it is addressed to me personally. They also say "As to JAMS arb, please send me a copy of your card member agreement showing your right to the same for me to review". Now they're asking for me to find a agreement on an account that they say I may have opened several years ago. Hell, the VA has me on so many meds, I can't remember what I did yesterday.
  10. Thanks. I searched those statistics. Neither had the JDB that is pursuing me.
  11. http://yournjattorneys.com/new-nj-appellate-case-vs-pressler-pressler/This is nice
  12. As far as Electing JAMS, what would be different consumer vs. business? The CC Agreement would be the same, wouldn't it? Wouldn't they have to file and pay the fees since they claim it is a debt I owe? By the way, the debt is 3K<.
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