jpavv

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About jpavv

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  1. This is for my ex-wife, she's being sued by an assignee of Comeninty Bank, which issues credit cards for many stores, so she does not know which store this credit card is for. Since there's nothing in a lawsuit stating what card this is for, can see no way to elect arbitration. So, I think her best bet would be to answer the questions and to deny any knowledge. Do you agree?
  2. So, no need to do a debt validation?
  3. Is this a new tactic for the uninformed? Oh yes Mr debt collector, I would love to re-age this debt you say I have不不不不不不不不不不不不不不不
  4. jpavv

    Wrong name

    Received a collection letter from collection agency. It is for medical. It is addressed to my ex's husband first name, my first name, my last name. It says Your account with Dr.xxx has been forwarded to us for collection. so, not sure if they purchased the debt. Should I send it back saying no such person lives here? Thanks
  5. Just received in the mail from my bank my acct. is being levied. Up front, it is a joint acct. the ex and I opened years ago. We've been divorced 4 years. I only left the acct. open so my daughter could use the debit card for it. In the envelope are all the court papers. I called my bank, explained to them. They said I had to call the court officer and ask for a release. I did, and they said I have to call the debt attorney and ask them to send them a release. I did, and they gave me limited info, because the debt is not mine, but told me I have to call the bank and have them send over stat
  6. True, but tempted to send them a letter requesting them to provide a cc agreement from the time this account was opened.
  7. Since the OC is Cap 1, the agreement says Virginia Law applies. I'm in NJ. Does the does SOL follow Virginia or NJ law? Virginia is 3, NJ is 6.
  8. In their response letter, it is addressed to me personally. They also say "As to JAMS arb, please send me a copy of your card member agreement showing your right to the same for me to review". Now they're asking for me to find a agreement on an account that they say I may have opened several years ago. Hell, the VA has me on so many meds, I can't remember what I did yesterday.
  9. Thanks. I searched those statistics. Neither had the JDB that is pursuing me.
  10. http://yournjattorneys.com/new-nj-appellate-case-vs-pressler-pressler/This is nice
  11. As far as Electing JAMS, what would be different consumer vs. business? The CC Agreement would be the same, wouldn't it? Wouldn't they have to file and pay the fees since they claim it is a debt I owe? By the way, the debt is 3K<.