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About Pg3

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  1. Got ya. I assume the seperate account is so there can be NO hanky panky with your regular account.
  2. They wanted 3 payments. I am not sure I understand the second paragraph about the settlement agreement.
  3. I could reasonable afford 3 k but I would need 5 to 6 months. 2 to 2.5 k at 3 to 4 months.
  4. Hi all. New kid here. I could use some advice. I settled a BofA account about six months ago with a collection agency. It was 19k, wound up paying 4200. I figured I would do the same with Chase. But this time, I figured I would NOT wait until it went to a collection agency. I would deal with Chase. I owe 7200. I did not pay my last two bills. The phone calls have been coming twice a day. This afternoon I figured I would answer the call. They asked a bunch of questions. I told them I had nothing. And my mortgage and food bills come first. The guy was real nice on the phone and after about 15 minutes of back and forth, he offered a settlement. 3050 over 3 months. I told them that I did not have a thousand a month to give them. He asked me to think about it. the offer will stand and I can call them back if I want the deal. Any ideas on how low I can go? How long I should wait? Should I wait for them to call me? Any suggestions are welcome.
  5. Please explain further about settling with FORD. Did they repo your car?