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About ConfusedandOverwhelmed

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  1. I think I finally get it. Maybe it is was finally sleeping a bit or what but for questions 3-8, I'm just going to write deny and be done. I think I was worried that denying it would come back and bite me in the a$$ later down the road.
  2. People suggested I look over how people responded from Michigan. I searched on here and on other sites and it seemed that people gave an explanation? I could be misreading things though. I have PM BMC100 and am waiting to hear back. I went ahead and changed my answer to the following: Statements 1 - 2 The Defendant affirms. Statements 3 - 8 The Defendant lacks knowledge or information sufficient to form a belief as to the truth of the allegation, which has the effect of a denial. Is that better?
  3. After doing a bit more research on here and other websites, I think I have my answer completed though I'm still not 100% how to address the claim in #4. Any advice would be appreciated. Also, if if I wanted to respond with pointing out a violation on their behalf (their affidavit is dated for more than 10 days before the claim was filed), do I bring that up in the answer? Or just answer their questions for now? Sorry for the questions/confusions. This is all overwhelming for a law newb like myself. 1. The Defendant affirms venue is proper for this court. 2. The Defendant affirms jurisdiction i
  4. I have a question. My affidavit (I'm in Michigan) was done more than 10 days before my complaint/summons was filed in court. Does this mean I can have it thrown out? I am somewhat confused by it. I have had the affidavit for over ten days myself but just read this.
  5. I don't know when you dealt with Asset Acceptance but in the affidavit, it says the person is an employee of Asset Acceptance, not Citibank.
  6. I can't send PMs yet because I don't have a post quota but I am working on it. Will PM you soon hopefully
  7. This is what I have so far for the answer... 1. In response to Paragraph #1, the Defendant affirms venue is proper for this court. 2. In response to Paragraph #2, the Defendant affirms jurisdiction is proper in this court. 3. In response to Paragraph #3, the Defendant does not affirm or deny entering into an agreement for a CREDIT CARD, originally with CITIBANK. 4. Not sure how to respond best to the defaulting claim 5. In response to Paragraph #5, the Defendant has received no proof that the Plaintiff has legitimately purchased the debt from one CITIBANK, with whom the Plaintiff has claimed t
  8. 1. Who is the named plaintiff in the suit? Asset Acceptance LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Fulton, Friedman & Gullace, LLP 3. How much are you being sued for? $1,700 plus court costs 4. Who is the original creditor? (if not the Plaintiff) Citi Bank 5. How do you know you are being sued? (You were served, right?) Served via a process served 6. How were you served? (Mail, In person, Notice on door) In person via a process serve 7. Was the service legal as required by your state? Yes. 8. What was your correspondence