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  1. If I end up having to go to court, since apparently it takes about 2 weeks for it to be filed and it is coming up fast. What can I say to the judge to get the case dismissed or whichever happens from then?
  2. Not at all. Now once JAMS, the Attorney and Plaintiff have received these forms/etc. Whom can I expect to hear from? or any more additional information I might need to know as this entire process and such are new to us.
  3. I was able to find the agreement, I missed it before and it is through a car service. If I read this all correctly, I should have no issue with filing an arbitration. It mentions how to start the process, etc. Would I be in the right direction if I filled out the "ICDR Notice of Arbitration Form" from AAA (American Arbitration Association) or the "Demand for Arbitration" form from JAMS and sent that to the attorney and/or plantiff.
  4. I am having trouble finding the GE cardholder agreement which was through the *redacted* company. I called GE to get the agreement but they have stated the account has been sold to the place that is suing me. I am sure either way there would still be a arbitration clause? Would the example form from the thread "The strategy and steps of arbitration" work here (cannot post links) for me to use as a form? I imagine I would then send it to the Attorney for Plaintiff? If not, how would I go about obtaining a form to fill out?
  5. Hello, I was summoned in person for Small Claims. I am seeking advice as what I can do before this going to court. I do not want to lose in court and would like to resolve this out of court and have the case dismissed. Thank you in advance, if you need more information just ask! 1. Who is the named plaintiff in the suit? Portfolio Recovery Associates, LLC 2. What is the name of the law firm handling the suit? Freedman Anselmo Lindberg LLC 3. How much are you being sued for? $860.27 4. Who is the original creditor? "redacted" of GE Bank 5. How do you know you are being sued? I was served. 6. How were you served? In person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None. 9. What state and county do you live in? IL 10. When is the last time you paid on this account? I am within the SOL. 11. What is the SOL on the debt? 5 years 12. What is the status of your case? Not updated yet. 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 14. Did you request debt validation before the suit was filed? No 15. How long do you have to respond to the suit? Approximately 2 weeks. 16. What evidence did they send with the summons? None.