I was served a summons in May to appear in court on June 12th for mediation, I am being sued by Portfolio Recovery Services, for a Credit Card, I supposedly had in 2008, I say supposedly, Because I do not remember having a credit card at all, and especially in that time frame, as I will ill and going through Medical treatments for a little over a year. The attorneys are out of Miami FL by the name if Hyat, Hyat and Landau. I appeared in Court and when the judge asked me if I was guilty of the claim (Or some verbiage to that extent) I told him, that I wanted the case dismissed. He asked be why, I told him SOL. The next thing he said, is that I would get a letter in the mail for a dismissile hearing. I received that letter and it was for July 9th. In the mean time, I searched the net for anything that would help me! I printed off the statues for FL and VA, I pulled my credit report, and it shows a charge off from May 2008. I also found out that I needed to ask for some discovery from the JDB. So to court I went on July 9th (I think it was the 9th) That was kind of a fluke, the only reason why that hearing was being held is b/c the attorney for PRS wanted a motion that they can be at the trial on August 9th (tomorrow) by telephone. The judge agreed, he asked me if I had anything to say, and I told the judge, that I wanted proof that the debt was valid and that they are able to sue me, the attorney stumbled around on the phone and said that he has proof that I made a payment of 183.92 on in 2009. I told the judge, that I would like what proof that this attorney had. The judge ordered it, and said i was to be given this proof, before our trial. I just received the package in the mail yesterday.. It's an excel spreadsheet That says; May 30, 2009. PMT 183.92, then June 28, 2009, PMT 183.92, then July 7, 2009 NSFPT. It also has a letter with it from the "Books Keeper" that has been Notarized, saying that yes, that is the payment that I made... WOW! With the original Packet, I also received a few pages of "Your account is such and such months passed due" And the Date of purchase, with the purchase price blacked out. After doing some digging, I printed off the FL SOL, the VA SOL, and found on this site the 2008 CO agreement that states in has to go by VA law. I also found a statute for FL and VA that EVEN IF a payment was made, I still had to type up a letter, sign it, have it notarized and send it, before a new SOL will begin or something of the sort (I'm so aggravated right now, I can't think of the actual name of the statute). Upon further investigation of all of the paperwork, I found something a little interesting, the Notary itself. The letter of the "Bookkeeper". The Notary signed and sealed in 27 July out of VA. Her notary expires 31 July 2016! I am in the middle of getting my notary, for one thing, if she is a new notary, she would not be able to notarize that letter until 01 August, that is when her notary would be valid, so she notarized the letter 5 days early! Now if she is already a notary, then she should have used her stamp that was valid. It would be valid til 31 July 2012. I emailed,left a phone message, and also did an online inquiry for the Gov of VA to see if in fact this person is an actual notary or if someone just bought a rubber stamp. All of my online research, I can not find this person at all as being a valid notary! But I will wait and see what the Commonwealth of Va has to say about that, but I AM using in Court tomorrow. I think that about covers what is going on with me and I hope and pray that this case gets dropped tomorrow. The question that I have is, can I sue these people after my hearing, and is there anything else that I am missing?? Thanks so much for reading all of this, this site has been a wealth of information!