debtzapper

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debtzapper last won the day on June 11

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About debtzapper

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  1. Congratulations and thanks to all on the board who helped you.
  2. You win! Great job with the arbitration strategy. Even some consumer lawyers now are representing their debtor clients by arbitrating their case.
  3. You did a great job, rob. And thanks to all those on this board who helped you. Superb advice from some very bright, very experienced "litigators."
  4. Great work! And thank you for wanting to join the military and serve your country. I wish you well.
  5. Forget about contesting their business records. Idaho rules are irrelevant. Your opposition to their MSJ must be based solely on your right to compel them to stay their case and enter into arbitration. If the court grants your motion, it is likely they will drop their case because of the expense of arbitration.
  6. Still, the CFPB is not the vigilant, pro-consumer agency it once was. It is hated by the financial industry, and it has willing allies in Congress who want to weaken it. https://www.washingtonpost.com/investigations/how-trump-appointees-curbed-a-consumer-protection-agency-loathed-by-the-gop/2018/12/04/3cb6cd56-de20-11e8-aa33-53bad9a881e8_story.html?utm_term=.822eadbc292e https://www.usatoday.com/story/money/2019/03/13/consumer-protection-actions-cfpb-ftc-and-cpsc-decline-under-trump/3142905002/ https://www.nytimes.com/2019/04/16/magazine/consumer-financial-protection-bureau-trump.html https://www.cnbc.com/2019/04/30/democrats-aim-to-roll-back-anti-consumer-measures-at-nations-watchdog-agency.html
  7. Debt collectors could soon get an all-clear to text, email and private-message consumers who have fallen behind in debt repayments -- on an unlimited basis. Consumer groups decried the proposed rule, saying it will enable harassment of consumers through electronic communications as well as phone calls. While the proposed law would limit debt collectors to seven calls per week per debt, one consumer advocacy group said debtors could still feel ambushed, especially when combined with texting and emailing. "We are horrified that the CFPB's proposed rule will actually authorize harassment of consumers through phone calls, emails and texts," said Margot Saunders, an attorney at the National Consumer Law Center, in an emailed statement. Even limiting debt collectors to seven calls per week could prove to be overwhelming for some consumers, the National Consumer Law Center said. For instance, a student with eight loans could receive 56 calls each week, the group noted.
  8. https://www.nclc.org/media-center/consumer-watchdogs-proposed-debt-collection-rule-bites-consumers-authorizes-harassment-by-debt-collectors.html
  9. Congrats to the OP for his persistence and hard work and to the MEMBERS who continue to give generously of their time and expertise to this board.
  10. To learn more about Arbitration, read this from @fisthardcheese *Learn About The Arbitration Strategy**