not going down

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  1. Hello Forum... Just received a letter from ARS Nat. Serv. "PLEASE BE ADVISED THE ABOVE REFERENCED ACCT HAS BEEN PLACED WITH ARS FOR COLLECTION" ARS Escondido , Ca. Question: 1) Does anyone have any knowledge or activity with this Co. ???? 2) Does ARS work for Chase or is a Collection Co. for Chase ???? 3) Should I send them a D.V. Letter ????? The Debt belongs to my Sister , Over $5000.00 Chase is O.C. Received same letters in June from NCO Financial Systems I'm hoping Chase sells the Debt to a JDB , I'll know what to do from there... I'd Appreciate any and all replies , Tha
  2. melsplac3 I can tell you from personal experience that TARGET is the O.C. Target Bank , wife had an account , went into default , received settlement offer , I asked for Debt Validation , Received Summons .... We settled for 40% and they 1099 us for the remainder... If they offer you a settlement , consider it , If you can , make them an offer , they will work with you... Just my 2 cents
  3. RFA No. 11: Subsequent to activation of the Card, Defendant failed to make timely payments on the Account. ________ Admit ___X_____ Deny Interrogatory No. 4: If Defendant has refused to admit RFA No. 11, state the factual basis of any such refusal to admit. Answer: DENY Defendant Denies the Plaintiff’s request as it assumes there is an account being sued upon where no account has been identified as of yet by the Plaintiff or it’s attorney’s. It is burdensome to the extent it seeks documents or records that are not within the current knowledge, control, custody, or possession of the
  4. QUESTIONS THAT I HAVE: 1) Do I still need to answer "Admit" or "Deny" on questions in which I object? YES 2) Considering that an actual statement on the alleged account was attached from the OC, are my answers appropriate? I don't wish to create obstacles for myself in my future answers. The Document they sent you , was it Authenticated by its Maker or Originator. Maybe they found that Statement in a Dumpster... Deny everything but your Name & Address. I am confused about the section below. Do I answer these separately, or were my answers included to the questions above? 1.
  5. Agree with Texas rocker , Never Talk to or disclose any info with these dirt bags... I have first hand Knowledge dealing with B & Q ..... (Look at My Location)..... I've Beat'n them twice in Cuming Cnty... I'm your neighbor to the South.... Secondly , They don't have Squat..... But if they do.... And they proceed to introduce it "OBJECT IT" .... Familiarize yourself with: Nebraska written Instrument Law's & Incomplete written Instrument Hearsay Business Records , Hearsay rules .... Send me a Personal Message We'll compare notes... Have tons of Ne, Law and some good Case law to s
  6. Surprised Court didn't send Plaintiff "ORDER TO SHOW CAUSE"... I'd have a "MOTION TO DISMISS" All drawn up , along with the "ORDER" ready for the Judge to sign....
  7. racecar Thanks for posting this .... It will be a great Help ..... Question: If I add "Arbitration and Award" as an affirmative defense , I'm not tipping my hand to the other side..... Shooting myself in the foot.... Afraid if I don't add it in the Answer , I might not be able to pull it out later .... "Catch 22 Here"..... What are your thoughts.... Thanks Not Going Down
  8. Savoir County , District and Supreme Court... In outlying communities, follow "Fed Rules Of Civil Procedure".... in Nebraska... Looking into this now... Federal rules of Civil Procedure Rule 8 Arbitration and Award.... Thanks Not Going Down
  9. 1. Who is the named plaintiff in the suit? Portfolio Rec. Assoc. (JDB) 2. What is the name of the law firm handling the suit? Brumbaugh & Quandahl (Omaha, NE) 3. How much are you being sued for? $12,000.00 ++ 4. Who is the original creditor? US BANK N.A. 5. How do you know you are being sued? Summons , Sherriff , Hand to hand. 6. How were you served? , In person, 7. Was the service legal as required by your state? Yes Process Service Requirements by State - Summons Complaint 8. What was your correspondence (if any) with the people suing you before you think you wer
  10. BV80 After doing some research , you are correct ..... There are several NCO Divisions Some Sub Contract collections , Some Purchase Debt ....... NCO Financial Systems Inc. is who were dealing with..... Thanks everyone for the replies and advice Not Going Down
  11. unemployednomore Thanks for the Reply .... I'm wondering if Chase will sell it off to a JDB .... or file Suit against us ....
  12. Hello All, Helping my sister with this...... Received debt letter (Settlement offer) from NCO regarding $19,000.00 CC Debt from Chase... Acct opened 2008 / Last Pymt. 2011 My sister loves to shop.... Not sure who still owns the debt... Chase or NCO "Delaware" Had her call chase today , once acct. # was entered, it went to a recording "NCO" is now Managing the Acct... Pulled Her Credit report , Chase is Listed as a Charge Off... I want to send a debt validation letter , concerned NCO will turn acct back over to chase , Chase (OC) sues Her.... I've had this happen before with Target
  13. Hello All, Does anyone have a copy of this ..........2006/2009 Umpqua Bank Visa cardholder Agreement.... US Bank na. Bought the accts I believe in 2010.... I've scoured the web , Tried calling the Bank .... Thanks Not Going Down