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bird4fsu's Achievements

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  1. I paid the judgment a year ago. Still haven't received the satisfaction of judgment.. What do I do? Thanks
  2. I hurt her by having her accumulate so much cash and saving.
  3. Girlfriend.. Was a mortgage broker at the height. Lost job, then house then car. Years ago. Now we are getting calls. Already paid off 2 places after they ordered her to appear in court. If the Car's remaining debt was sold to collection agency, can they use the original judgment and sue or garnish wages?
  4. Sound like legit info? Judgement on $200,000 forclosed home in 2007. 20k in credit card debt, mostly falling off after the 5 years. 20k repo car judgement in 2010. She makes 50k a year. No house No car (Company car used) No valuables Since she met me, (2 years) she has 8k in 401k, 5k in the bank, 8k in savings. Lawyer says what I did hurts her. Says 500$ fee to him to do work + 300$ or so to file + some classes. Also says the court will go after her cash!!! Sound right? What should she do? Thanks
  5. So what do I send them now? Do I ask for a letter on company head for agreement that they are taking it off?
  6. My girls says their letter says they will remove the credit mark and we don't have to pay anything. I say she's nuts. Can someone interpret their attached letter.
  7. They sent the 30 page bill from sprint. The debt is ours. Our credit report says account opened on 2010. The bill has the account late in 2008 of August. They also sent a sheet with a statue and different rules for different states. Nothing else.
  8. This is what I sent.... Enhanced Recovery Company LLC. 8014 Bayberry Road Jacksonville, FL 32256 February, 19, 2013 Re: Acc I just pulled a copy of my credit report and noticed that your agency is reporting that I owe you a debt. I was not aware of this debt until now, and under my rights under the FDCPA, I request that you validate this debt. Please provide me with the following: What the money you say I owe is for; Explain and show me how you calculated what you say I owe; Provide me with copies of any papers that show I agreed to pay what you say I owe; Provide a verification or copy of any judgment if applicable; Identify the original creditor; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent Sincerely, They sent the attached letter, with 30 pages of the bill. SCAN0016.PDF
  9. Do I see attorney or debit counselor? What is the usual price on each? Looking to interpret credit report. Organize it. Tell me if everything is legit. Explain judgements. Explain what should be paid, and what will fall off.... Bankruptcy? Etc... Thanks b
  10. Friend bought a used car 2 years ago with horrible credit. 22% interest got a new job, with company car. Let old boyfriend have the car, pay car fee of $400/month. She continues to pay insurance.. $200/month.. Oldboyfriend stopped paying, and still drives car. 4 months now..said he had a heart attack, no job. She has been making all payments. Now paying 600$/month... not even driving car. I am forcing her to go get car. Sell it upside down 5k. Get a 10% loan at 230$/month 2years. to finance the upsidedown payoff. Comments? Anything different? Thanks
  11. I just don't know how to read judgements..... many pages and lawyer talk....
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