bravoflaca2000

@BV80 @bassplayr My county required a Judgement in favor of defendant in order to award costs. So I asked for judgement in favor of defendant, which the judge did give. The costs were added to the judgement afterwards. I have all documents from court stating the judgement in favor with costs awarded. Midlands attorney dismissed stating the witness was not available and asked without prejudice . The judge dismissed us. All the judgement states is that AFTER REQUEST OF DISMISSAL , JUDGEMENT IS ENTERED FOR DEFENDANT COURT ONLINE JUST SAYS VACATED ON TRIAL DATE.

Thank you @fisthardcheese . Thats the plan right now, I asked lexington law to leave this one alone. I want to handle it the way you mentioned above.

The judgement read in favor of defendant. Nothing about the debt is mentioned. This is one of the things that made me afraid to send the letters to all 3 credit reporting companies.

This is what calawyer had said to me on the subject. I have been afraid to do it, I have more collections so I wanted to wait them out. I am now lawsuit proof from all of them, but they are destroying my credit. Which is why I decided to hire someone that has the time I do not. Has anyone used lexington law before? 500 posts and hasn't been banned yet.... Members4,598 posts@MentionLocation: CaliforniaPosted 25 June 2013 - 10:28 PM bravoflaca2000, on 25 Jun 2013 - 11:50 AM, said: Send your judgment of dismissal to the CRAs and demand that they remove the tradeline. I would also send a copy to plaintiff and tell them to pay up. Otherwise you will enforce the Judgment to the fullest extent of the law. Like ThisQuoteMultiQuote

@BV80 They dismissed at beginning of trial without prejudice, I have judgement for me and costs awarded. They have not paid me gave me the run around and its sat that way for 1 year now collecting interest in my favor. I got myself into a pickle with that for adding interest it went over 600 dlls now which means its taxable and I have to file a form ( I think not sure yet, midland tried to send it last year ) I didnt fill it out then because it was only 540 dlls. I plan to send a sheriff again to try and collect. A good guy on this forum gave me a copy of the check midland paid him with. I have banking information to put on the form for the sheriff now. I am going to exhaust some options before I file in court to have them dragged in to show their financials.

@BV80, I didnt know if it was good idea to hire them. I found them on here so decided to give it shot. I am hoping they can help with other collections, but I did not got to court for those . I have 2 more aside from the one I was taken to court for and 1 of them is also midlands. I am hoping there mistake on the court one I won, can get some leverage over the other account they claim to own.

I need help. I am typing up a letter to all 3 credit bureaus to have this removed, but I dont know how to proceed with original creditor that is also on my report. Midland reporting I plan to send letter with court docs showing they lost and owe me money and have yet to pay me. I hope this will get them removed but dont know for sure. Also sending another letter to the BBB about this . I won my case against midland for this account, they dismissed at trial. I am still fighting for money by the way they have not budged to pay me yet. They still continue to add interest on the debt and show that debt is still valid of todays date on my credit reports. Anyways I need help wording these letters in hopes to getting the debt removed, I tried to refinance my house in hope to lower my monthly payment only to be denied because of this debt. Any help is appreciated and if you have a letter sample thats worked in the past even better. I JUST HIRED LEXINGTON LAW

Please continue posting your results,If at all possible the letters or emails you sent too. I am about to follow your lead. I have the same issues on my credit report I just cant get them to remove anything.

I received a letter from a debt collector that was hired by another debt collector to try and collect this account that I had already sent DV for to 1st debt collector. Anyways I didnt know how to reply so this is what I sent. Any help or advice is apreciated, I am looking into the SOL since I sent DV to 1st debt collector in 2013. LETTER: FROM: ME WITH MY CURRENT ADDRESS AND DATE TO :DEBT COLLECTOR NAME AND ADDRESS RE ACCOUNT # CURRENT DEBT COLLECTOR ACCOUNT NUMBER To whom it may concern, I dispute the above referenced account this is not my account, I do not owe this account. Please cease and desist any phone communication to my home or work. This is in response to your phone messages and letter which I have attached a copy of . thank you me What a mouth full !!! the debt collector of the 1st debt collector for the original creditor.

I sent the letter and it was signed by: A.MAMM. Seriously, I could not believe it how stupid are they. I sent it to the debt collector address. I will be sending it to the lawfirm po box on the letter also just in case. Better to be safe than sorry.

Thank you I was not sure the best way to proceed. I found the letter sample online and thought it would be a good start. I will send cerified and see what happens.

I received letter from lawfirm stating I owe money for loan from a payday company. I looked at all my paperwork from 2012 and have found nothing, loan company does not even come up online . Its not on my report yet that I know of should I do debt validation letter below or just send refusal and cease and desist? Date 3/24/15name and address AAI (ARGON) The Bourassa Law Group, LLC8668 Spring Mountain RD Las Vegas,NV 89117-4113Re: Acct # ###########To Whom It May Concern,I am sending this letter to you in response to a notice I received from you on 3/18/15 dated 3/5/2015. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( that your claim is disputed and validation is requested.This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you. I have no records of this alleged account and believe it to be fraud and will proceed with filling report once all documentation required is recieved.Please provide me with the following:What the money you say I owe is for;Explain and show me how you calculated what you say I owe;Provide me with copies of any papers that show I agreed to pay what you say I owe;Identify the original creditor;Show me that you are licensed to collect in my state; andProvide me with your license numbers and Registered Agent.If your offices have reported invalidated information to any of the three major Credit Bureau's (Equifax, Experian or TransUnion), said action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following:Violation of the Fair Credit Reporting ActViolation of the Fair Debt Collection Practices ActDefamation of CharacterIf your offices are able to provide the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel. This includes any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter. This is an attempt to correct your records, any information obtained shall be used for that purpose.Best Regards,

THANK YOU SO MUCH!!!!!! I have been trying to look up in court also, see if any documents come up for a case they paid. I cant afford 100 more dollars right now to get the debtors exam and serve them. Worse case I will have to wait until next weeks payday to do it.

I now have abstract of judgement signed by the court clerk and filled and stamped by county recorders office . I asked for certified copy to get same day, which I have sent back to the court, I kept original . I will serve on plaintiff tomorrow . Do I have to get a debtors exam or can I just move forward with these docs,,, On the san diego sherriff website a writ of execution option is below for order of exam... $35.00 Order for Examination / Appearance i have the writ of execution for san diego county already, just not sure how to proceed.

Well I got stuck, they state I need an account number . I have made a dummy of their form attached. I dont know if I should try a money levy , Any advice I had hoped federal tax id number would be enough but the girl on the phone stated it probably would be sent back . I am stuck again , I should have asked debtors exam. I am not even sure of that now...... 35.00 more dollars at a shot of cash levy wont hurt . They dont gaurantee anything on the sherriffs form . SECOND TRY.pdf