newmanja

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About newmanja

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  1. All, I am so glad I found this forum. I need some advice. I am being sued by midland funding. I answered the papers with a denial and had a pre-trial. The judge advised me to get a lawyer so that I don't lose the case because I do not know the law and scheduled a hearing in 90 days. I just received the questions papers talked about on here from Midlands lawyers asking for admit ion and documentation (as well as my last rest room visit...). I found this site and I hope I can get some help and/or answers. Should i get an attorney? Do I have to answer these papers from the lawyers (and give them my SS#, income, etc)? Should I send them the same papers asking for all of this information from them? This suit is in regards to an online account I had with Dell. I seriously do not recall ever having to sign papers as I opened this account back in 2002. The papers that the lawyers sent me today are stating that I had a (physical) credit card with some bank. I have never had a credit card for the Dell account and have no idea about a bank that was used for this online account. The whole thing just sounds fishy and so far totally incorrect. I DID have a balance owed to Dell because they sent me a laptop that broke in about a month and after fighting for a few months to get it fixed, etc I finally told them that until they send me a working laptop I will not pay the bill. So 3 or 4 years later (about 2 years ago) I got a call from a credit collections place. I worked out a deal to subtract all the finance charges and late fees and just pay what I owed. For a few months they called me monthly for the payments and I paid. They stopped calling. I stopped paying. I assumed it was paid off. I seriously do not recall all the details. Now I am here, being sued by this Midland Funding company. The documents they have are from Dell. They show my account history with Dell up to a couple of payments that I made to the collection people. The original papers had a generic purchase agreement with not account info on it and attached had my Dell history. Any advice on how to move forward would be GREATLY appreciated. One last note: When the lawyer showed up at the pre-hearing he sat down in the hall by me and asked if I was denying the denying the debt. I said "I do not know anything about the information in those papers." He said "so you are denying that you owe this dept?" I said, "We can talk about it in there (and pointed to the court room). He got pretty irritated and stood up and walked into the court room. He didn't say another word to me the entire time. The judge said what he had to say (mentioned above) and the lawyer walked out. This guy was a jerk and the judge seemed to "be on my side". he basically told me to get a lawyer so that I could win this. At least that is how it seemed.
  2. All, I am so glad I found this forum. I need some advice. I am being sued by midland funding. I answered the papers with a denial and had a pre-trial. The judge advised me to get a lawyer so that I don't lose the case because I do not know the law and scheduled a hearing in 90 days. I just received the questions papers talked about on here from Midlands lawyers asking for admit ion and documentation (as well as my last rest room visit...). I found this site and I hope I can get some help and/or answers. Should i get an attorney? Do I have to answer these papers from the lawyers (and give them my SS#, income, etc)? Should I send them the same papers asking for all of this information from them? This suit is in regards to an online account I had with Dell. I seriously do not recall ever having to sign papers as I opened this account back in 2002. The papers that the lawyers sent me today are stating that I had a (physical) credit card with some bank. I have never had a credit card for the Dell account and have no idea about a bank that was used for this online account. The whole thing just sounds fishy and so far totally incorrect. I DID have a balance owed to Dell because they sent me a laptop that broke in about a month and after fighting for a few months to get it fixed, etc I finally told them that until they send me a working laptop I will not pay the bill. So 3 or 4 years later (about 2 years ago) I got a call from a credit collections place. I worked out a deal to subtract all the finance charges and late fees and just pay what I owed. For a few months they called me monthly for the payments and I paid. They stopped calling. I stopped paying. I assumed it was paid off. I seriously do not recall all the details. Now I am here, being sued by this Midland Funding company. The documents they have are from Dell. They show my account history with Dell up to a couple of payments that I made to the collection people. The original papers had a generic purchase agreement with not account info on it and attached had my Dell history. Any advice on how to move forward would be GREATLY appreciated. One last note: When the lawyer showed up at the pre-hearing he sat down in the hall by me and asked if I was denying the denying the debt. I said "I do not know anything about the information in those papers." He said "so you are denying that you owe this dept?" I said, "We can talk about it in there (and pointed to the court room). He got pretty irritated and stood up and walked into the court room. He didn't say another word to me the entire time. The judge said what he had to say (mentioned above) and the lawyer walked out. This guy was a jerk and the judge seemed to "be on my side". he basically told me to get a lawyer so that I could win this. At least that is how it seemed.