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About FailedBiz

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  1. FailedBiz won a case against Asset Acceptance - $37K lawsuit. See the whole course of events at:
  2. Guys, if you want my personal email address, please Private Message me and I'd be glad to help. For some reason I am not receiving email notifications when people post to this thread even though I have subscribed to it.
  3. @Finallywokeup I wrote the affidavit contents in post #48 of this thread. You can see the post numbers in the upper right hand corner of every posting. I think it's on page #3 or something like that.
  4. @ccposter - thanks for the info. I'm about to embark on this other part of the journey. Just today I received the arbitration award for the bucks I spent on my court costs. It appears that here in Oregon, the judge won't sign anything until the time for appeals has passed. So here it is! Me winning this case! Now I hope to be able to send the signed award and get my money back. Do I send it to the attorney? The other battle is getting AA to remove their hold on my credit report. They are sending sometimes 2 negative information per month to TransUnion. Also they have stated that t
  5. Anyone know how to tag this thread as something different? Should be something other than "Pre-Trial Conference" now.
  6. @ccposter - Sure thing. I guess that would fall sometime around March 12th for the 30 day appeal deadline.
  7. @skippy1960 - The Arbitration Award and General Judgment filed by the arbitrator gave the exact amount due to me. This was filed on Monday without objection from the Plaintiff. They even have a tiny award for being the prevailing party. 10-4 on the collection procedure. I'll check it out.
  8. @Coltfan - Thanks for posting this thread. I was so wrapped up in my SOL defense on a $37k JDB suit against me. This thread and others really helped me win. I appreciate you spending the time you took to write it.
  9. @ccposter. that is my next step because they have been putting inquiries on my report every month since April of last year!
  10. The decision was with prejudice. I imagine they can appeal, but I doubt they will.
  11. Well, I got my verdict via mail today and I WON!!!! Thanks to @BrunoJDBKiller, @BV80, @seadragon, @ladyhunter for all of your positive helpful comments. And thanks to @skippy1960 for getting me to focus on the standing issue, which was the main point of the arbitrator's decision. It has been a rough 3 1/2 months, but I'm glad I found this site on Google one night in desperation. Most of all, thanks to God for direction. Here is the arbitrator's main decision point: I was awarded with "Plaintiff's claims are dismissed with prejudice. Defendant is the prevailing party and is awarded c
  12. @credit_h - you should start you own thread on this. I think many people will have some good feedback on it. I had the same question early on in my thread.
  13. You are allowed to make a SOL defense without admitting to any debt, as I have learned. I learned that I should have filed a MOTD due to SOL BEFORE filing the answer. My MOTD was denied because it was untimely. But no question comes as to admitting debt when you raise an SOL defense - IF that is all you want to base your defense on, which might be a very weak one.
  14. Ok, just got back from the Arbitrator. A little angry, but glad on one hand that the MSJ was not awarded right off the bat. First, the Plaintiff's Attorney asked me about my admissions. Yes, I did admit to having the debt. Some of you have already spanked me for that. What this did was make the agreement a non-issue. The Arbitrator did not feel that since the agreement wasn't present, it was enough of a hinderance in his decision that I had the debt, I agreed to pay the debt and that there was an interest rate. First, we did discuss the issue of the SOL, of which he also reserved judg
  15. Today is my Arbitration hearing. I'll post a rundown of what happened at the hearing today. The Plaintiff's attorney is attending via phone. I've got all of my arguments written down. 1. The Plaintiff hasn't proven that they are the lawful assignee of the OC. 2. There is no agreement. 3. The debt is time-barred. Am I allowed to bring up any other case law if I did not provide it in a hearing brief or in prior exhibits?