homeschool mom

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  1. If Midland bought Asset Acceptance, I would like to know if I will have a way out of a "stipulation" entered with Asset accept in 2012; with the following scenario: 1. No judgement at this point; only a lawsuit agst me with conditional settlement issued by the court (based on stipulation with Asset Accept thru old atty). 2. substitution of atty recently filed by Asset Accept - May 2014? (cannot make out the name of the Asset Accept signatory). New debt collector is MCM (Midland), with their billing statement showing "Asset Acceptance" but with MCM address in Warren, MI. 3. Asset Acce
  2. Received today a Statement from the new Debt Collector (MCM) collecting for an alleged creditor Asset Accept with address in Warren Michigan. Did a little research and found out the address on MCM statement does not belong to alleged creditor Asset Accept but MCM with a lawyer for a contact info. With this blatant and outright misrepresentation of facts, I am trying to figure out if they are violating FDCPA rights, and if so, what is/are my recourse? Other details as follow: 1. Asset Accept sued me in 2012 via their attorney Fulton Friedman Gullace. 2. Entered into Stipulation to
  3. Hello...I need help! Asset Accept c/o Fulton Friedman Gullace sued me in 2011, and case is on "conditinal settlement" per 3.1385 - with Stipulation (not in Court records) to pay every 1st of the month, else judgment to be entered against me. I never received statements from debt-collector-atty-representing Asset Accept based on stipulation but I paid every month anyhow. THEN I get a substitution of attorney - with FFG advising that they are no longer representing Asset Accept; acknowledged monies received, and advised me to pay "new people" (MCM in San Diego). Although this is on a FFG le
  4. Dear everyone, Been a while, you all have helped me dismiss two cases with Portfolio Recovery Services. The one remaining is with Asset Acceptance (this was before I discovered this forum). A lawsuit was filed agst me 2012 by Asset Acceptance, represented by Fulton Friedman Gullace. I signed a Stipulation (not on Court records, not signed by Judge) and almost done paying. Two new develoments: 1. Substitution of attorney was served to me last week - not on Court files either. (New people - MCM in San Diego saying OK to pay late; the Stipulation with FFG requires payment every 1st of th
  5. Excellent Answer - Racecar you helped me before and I just wanted to thank you again for your diligence and dedication in helping needy folks like us. I got my two cases dismissed without prejudice --with the help of all the wonderful people in this forum. Postedup610 - you are in the right place to get help - everything seems to have been laid out for you to file your Answer (except for your recent two items) All the best, homeschool mom
  6. Look up this thread by ASTMedic: How I beat them.. Everything is there on how to beat Portfolio from A to Z...it is easier to win them than you think.. I got two cases with them that got dismissed. All the best
  7. Suggest you look up ASTMedic thread - excellent pattern to follow (which I did in mine). You are in the right place to get help -- you have enough time. All the best to you
  8. This may not be covered in this forum but I will ask anyways just in case something is familiar with any statute that is violated in NOT TELLING THE TRUTH to Consumers. An entity - a servicer of mortgage loan profers two conficting information on their roles --- one, THE LENDER based on their New Agreement; the other SERVICER, and reaffirms this standing when asked to validate their LENDER standing with competent and verifiable material evidence. Both roles are exhibited in written documents that came from them. Any input is very much appreciated. Thank you.
  9. See ASTMedic thread (CA) -- excellent reference material that helped me in my case. Also SkippyB's thread. Wish you the best!
  10. Send CEASE & DESIST Letter --- for template googlesearch FredSchwinn - San Jose Attorney. This will STOP them dead on tracks! Hope that helps
  11. Sandra Pacheco's case - San Mateo California (free online lookup) for back up reference. Also read up on ASTMedic's thread --hope this helps
  12. Also - check out ASTMedic's thread -- excellent strategy to beat these guys! Also look up Sandra Pacheco's case online (San Mateo - free look up)...More than likely you will not even get to that point once you serve them the CCP96. All the best to you.
  13. Dealt with Asset Acceptance c/o Fulton Friedman and Gullace...if you have $100 per month to pay - contact Fred Schwinn- Consumer Debt Attorney in San Jose, CA for initial consultation---not sure where you are from. These people cannot be trusted -- I had made a settlement with FFG --- have not received any statements as per their part of the agreement....I am keeping my records...in case... In hindsight - I would not have made a settlement at all --- YOU HAVE FOUND THE RIGHT RESOURCE in this FORUM --- PEOPLE ARE VERY HELPFUL. PRE-LAWSUIT DEFENSE: (If you have no time to do this - sugg