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About MyOwnLawyer

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  1. Nice to meet you, Juh. I hope you get the dismissal. My head is still rattling from the volleyball between the Midland Lawyer and I. Gotta be on your game and remain firm, yet nice.
  2. was Kristy Gabrielova's firm. They hired the attorney to fill in for them today. She just couldn't make it today. Juh, I was intently listening to you and the Midland Lawyer beforehand. The other attorney in the back who was there to defend another client from Midland....I was disappointed he wasn't going to be up front first. I was SO going to glean any nuggets from his responses and defenses. My resolve was to be firm, yet nice. I wasn't going to allow any room for showing emotion...although I do recall having to take a breath at one point. I would have LOVED to have ha
  3. Ok, I hope it helps others. I arrived in the courtroom early and the Midland atty came in to discuss settlements and continuances as he was authorized on behalf of Midland to offer those. I was the last person he asked if we needed to discuss anything and I firmly said no. The others in the room sought continuance, so when it came down for the judge to come in, I was the last man standing. Talk about nerve wracking. I approached the bench with Midland's attorney. It was quite a volleyball between the lawyer, the judge and myself for 20 minutes. I defend me Pro Se. Me against years of la
  4. Ok, I've gotten into a rhythm of Answer and dismissal on SOL here's one that still breathing. Served last October on a debt that has a January SOL on it. So on that, no footing there. I responded with general denials in specific to the wording of their complaint. Called the court a month ago. The Clerk said they have filed and received my response, but no court date(at that time). In a moment of despair, the clerk shared that Midland doesn't have their stuff together, so if I come prepared that will be a good thing. So, trial date is set for end of January. At this point, th
  5. Once my Midland case was dismissed, I received ANOTHER Summons from Asset Acceptance for a whopping $10K! This was after I responded to their notices with "Send me PROOF" Their response? A summons to court. BTW, Midland purchased Asset Acceptance. So, here's the journey: 1. Summons Received: I received the summons from Asset Acceptance for a credit card debt account that wasn't ours to the tune of 10K. WHAT? 2. Denial Letter Sent: Sent immediate denial to the court and Asset's lawyers. Denied it on the claim that Asset had yet to prove I owned the debt via signed documentation AND they w
  6. I wanted to follow up and let everyone know that Midland moved to drop the case. Thanks to ALL here who provided links, info, and just the encouragement to stand up and fight it! My advice? When you get served, draft that general denial RIGHT AWAY and send it via certified mail...send a copy to the court and to the lawyer firm representing them. If the debt in question has reached statute of limitations, put that in the denial as well. BTW, the total cost for me to fight this? $12.32 for the cost of certified mail. No lawyers were paid and no time in court was spent. Thank you all again!
  7. I filed my Answer. Denied mostly everything aside from my city of residence. Sent one copy to the Court and a second copy to Midland's attorneys. Hope it dies here....
  8. I spoke with an attorney today. His advice was to respond with a general denial. Usually that lets the Plaintiff know you are still alive and kicking. So I will file that today. Hopefully, that will end this circus. If not, I'm up for round 2.
  9. 1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? *Private* 3. How much are you being sued for? ~$10XXX.XX 4. Who is the original creditor? CHASE BANK USA N.A. 5. How do you know you are being sued? Served by Process Server 6. How were you served? In person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? Never heard of them 9. What state and county do you live in? Texas 10. When is the last time you