We defend consumers sued in the General Sessions and Circuit Courts of Tennessee by both original creditors and debt purchasers such as Asset Acceptance, CACH, Cavalry Portfolio, Midland Funding, Portfolio Recovery, etc. We utilize the Tennessee Collection Services Act to acheive dismissal - along with evidentiary objections as to chain of title and authentication - and counter-claim under the FDCPA (and FCRA, TCPA wherein appropriate).
We also prosecute claims against the credit reporting agencies and furnishers of information under the auspices of the FCRA. Such claims are usually filed in the United States District Court for the Middle District of Tennessee at Nashville.
Feel free to contact us. No charge for consultation - ever.