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  1. I'm from California. After reading the nightmares of those who have had default judgments placed on them out of nowhere without proper service I've become a paranoid mess. I have two of the most notorious C.A's who won't leave me alone. Midland Credit Management and Portfolio Recovery both calling and hounding non stop for collection on debt over 9 years delinquent. That would be 5 years past the SOL for litigation. I have sent C&D letters pointing out that they have already verified the debt is well passed the SOL for successful prosecution. I ask every time what the date of the
  2. I just moved back from WA state to IL and a friend sent this to me as it was sent to my old WA address. Apparently Portfolio Recovery Associates are taking me to court, represented by a Chicago firm. I was never served in person anything to appear in court, although I believe this may be for an unpaid credit card. I do not mind dealing with this, however I just had this piece of mail forwarded to me today and the court date is for JUNE 7, two days from now. I know people here are busy with their lives, but I have never been through anything like this and I am freaking out. Can anyone help?
  3. 1. Plaintiff: Portfolio Recovery Associates 2. Law Firm: Blatt, Hasenmiller, Leibsker & Moore 3. Sued for $5973 4. Original Creditor Wells Fargo 5. Served by sheriff, but I had moved. Didn't know until I started getting letters from lawyers offering to represent me in court. 6. I've had no prior correspondence from PRA 7. Originally served in PA, now I live in NJ 8. Lat paid on account in 2009 9. Still within the SOL 10. Case is still open. plaintiff filed complaint, I filed preliminary objections, plaintiff filed response to PO 11. Only evidence sent was a statement of verification. So
  4. Case Number: 11K17326 Hearing Date: June 06, 2012 Dept: 77 EQUABLE ASCENT FINANCIAL LLC V. SANTILLANA, ESTELA P’s Motion for Judgment on the Pleadings is GRANTED. CCP 438 © (1) (A). The Complaint states a claim against D, and D has failed to state facts sufficient to state any defense to the complaint. No opposition to this motion was filed. Judgment may be entered as follows: Principal: $11,625.11 Atty fees: $350.00 Costs: $479.50 Interest: 0 Total Judgment: $ 12,454.61 P to give notice. -------------------------------------------------------------------------------- Case Number: 11K
  5. I just got a summons from lawyer representing Portfolio Recovery Associates. They are bringing suit in metro court instead of district court. Probably small claims court! They only have their complaint attached to summons, no alleged account number, affidavit, dates of alleged charge off or purchase by them, just an amount allegedly owed! Here is exactly what their complaint looks like! State OF NEW MEXICO IN THE BERNALILLO METROPOLITAN COURT COUNTY OF BERNALILLO Portfolio Recovery Associates, LLC Plaintiff, My Name Here Defendant, Defendant(s) address: My Address Here Defendant(s) date of bir
  6. I went to mediation today with the attorney from portfolio recovery associates. I requested to see proof the account was mine. Also, the amount was correct. He did show up to the mediation. He was on the phone. BTW it was a different attorney from who filed the suit. I guess according to the mediator, Guglielmo and associates go through attorneys pretty quickly. So he pretty hurt from the start, and emailed over some statements, a money order, and terms and condition. The mediator said she would give me until Wednesday to decide if I want to settle or file for discovery. I was also thinking re
  7. OK - so I received a letter from a local law office here in Kansas and they are representing Portfolio Recovery Associates/HSBC Bank Nevada. It is just a letter saying "A claim has been placed in their hands for collection against you by PRA/HSBC". Goes on to state I have 30 days.... Below is a draft of what I intend to send back in regards to this letter - please know that the letter has absolutely NO Account # listed on it. Please let me know any problems or changes that this letter may require. I do intend to send it Certified with a Returned Receipt. My next steps will be dependent on
  8. Please please give me some advice, if you can. I was just served with a summons to appear in small claims court by Portfolio Recovery Associates for an HSBC card that I opened in August 2000. I am being sued for approx. $4500. I realize that it's past the statute of limitations in my state (Illinois) but I DID make a few payments 2 years ago through the previous collection agency. The papers make no reference to those payments. I'm not sure if there are any record of them. Did I reset the statute of limitations by doing this? I can't find any specific Illinois law regarding this... I am
  9. 1. Who is the named plaintiff in the suit? Portfolio Recovery Associates, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) [law firm] 3. How much are you being sued for? $1700 4. Who is the original creditor? (if not the Plaintiff) HSBC 5. How do you know you are being sued? (You were served, right?) I was served 6. How were you served? (Mail, In person, Notice on door) In person 7. Was the service legal as required by your state? Not sure, the person at the door saw that I had other people in the house and mentioned that it had to do
  10. About a couple of weeks ago I was served a summons. Plaintiff: Portfolio Recovery Associates Law firm: Forster and Garbus OC: Capital One Amount they are trying to collect is $1850 I had no correspondence with them prior to being sued, at least none that I can recall. It is possible something came by mail from PRA, but certainly nothing I can remember from F&G. Not even a voicemail. I am in New York State (not NYC, if it matters) According to some printouts of old statements they have, last payment looks to have been in August, 2009. When I received the summons (hand delivered), I immedi
  11. Hello all: I'm dealing with a lawsuit from Portfolio Recovery and I pulled the arbitration request. I followed the request with a motion to dismiss/stay pending arbitration to the court. As expected, portfolio didn't respond to the request for Arb and the court responded by setting up a pre-trial hearing with the magistrate. I figured the courts would at least stay the case but it doesn't seem to be happening. What should I do next?
  12. I started a thread called "Fake Cancelled Debt = Income - IRS 1099-C" in this forum after I received a 1099-C from Portfolio Recovery Associates in early February 2008. I think you can access it here if the link works: http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=282337&highlight=portfolio+recovery+associates Today I am pleased to notify everyone that I received a letter from the Office of General Counsel of Portfolio Recovery Associates. Included was a VOID 1099-C!!!! The letter was a cc of a letter sent to the Attorney General of Illinois (my state
  13. I just finished my pretrial. The plaintiff Portfolio recovery associates attorney was on the phone during the pretrial. Is that unusual? I received a document after the pretrial saying: Order Granting Plaintiff's motion for counsel to appear telephonically. At the bottom left hand corner it states: I certify that I hand delivered a copy of the foregoing order to all parties on 4/30/2012. I never received any documents. Was I suppose to? If so, is that something I could have used in the pretrial against them? The judge was asking and telling me lots of different procedures about the prepara
  14. *Next steps... 1. Who is the named plaintiff in the suit? Portfolio recovery associates llc 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) 3. How much are you being sued for? >7,178.77 plus 772.36 4. Who is the original creditor? (if not the Plaintiff) Ge money bank dillards card 5. How do you know you are being sued? (You were served, right?) Served 6. How were you served? (Mail, In person, Notice on door) In person 7. Was the service legal as required by your state?* Yes 8. What was your correspondence (if any) with the people suing
  15. 1. Who is the named plaintiff in the suit? Portfolio Recovery Associates, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Not at top that is blank but on last page it says W James Sears Harry O Yates (of counsel) Couch, Conville & Blitt LLC 3. How much are you being sued for? $844.21 and $120.59 in interest 4. Who is the original creditor? (if not the Plaintiff) My guess based on the amount is GE money Bank but there is no mention of them anywhere. 5. How do you know you are being sued? (You were served, right?) I was served 6. H
  16. Hello everyone. My name is Chris and I was just served with a Statement of Claim this past Sunday. I have researched the boards and have found others answer the claims starting with a General Denial however, I do not see any of these forms on the Gwinnett website or in formsworkflow.com (Yes, I work for a law firm ,but want to do this on my own) So here are the details of the Statement of Claim if anyone could point me in the right directions I would be very appreciative. 1. Who is the named plaintiff in the suit? Portfolio Recovery Associates, LLC 2. What is the name of the law firm handlin
  17. Hello everyone, Sorry for the leech post asking for help, but I don't know where to turn. I have a problem that I don't have the time to fully research yet because of school and it needs to be fixed ASAP, so I now have no choice but to crowd source it. Searching the forums turns up no similar hits. I have two collections HSBC and PRA in the 3 bureaus showing negatively and really dinging my score good. I had a debt with HSBC for $250 that was sold to PRA in 2007. I paid the account in full with PRA (without pay for delete) in 2010 and it was marked Paid in full. I then read a book on credit re
  18. Hello everyone! So I settled with Portfolio recovery services in May 2011 and its still reporting every month and says 120+ days past due. I do have a letter from them saying they will stop all reporting once payment was received. What can I do to have them remove this?! I contacted the OC HSBC and disputed the account, but they sent me a letter saying that the account is sold and they no longer own this account to contact Portfolio. How do I get this removed? Or at least reporting as paid?!
  19. 1. Who is the named plaintiff in the suit? Portfolio Recovery Associates 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Guglielmo & Associates 3. How much are you being sued for? $1,200-$1,800 4. Who is the original creditor? (if not the Plaintiff) HSBC 5. How do you know you are being sued? (You were served, right?) Served with summons 6. How were you served? (Mail, In person, Notice on door) In Person 7. Was the service legal as required by your state? I don't know. I did not sign anything. I was simply handed the paperwork. 8. Wha
  20. Hello, I've searched around for similar situations and read about the procedure but just wanted quick help and the best way to proceed in my specific situation. I live in California. I checked my CR and have three different CAs for three different debts. I want to settle the debt (hopefully with a lower negotiated amount). I wanted to know what you think the best exact process to follow is especially considering the bad reputations the CAs have. The CAs I’m dealing with and amounts: Cach LLC-$1001 4340 S MONACO SECOND FLOOR DENVER, CO 80237 (877) 248-8343 Enhanced Recovery Company-$188 8014
  21. I live in Fl, and by chance found out that I have a court date tomorrow being sued by Portfolio Recovery for an older cc debt. I have not received my notice to appear that has been given to the process server. Should I just act like I don't know about it, and wait for proper service?
  22. Just spoke to Portfolio Recovery Associates, at my place of employment, told him that I can not receive phone calls at my place of employment, and then he continued to speak with me. (I should have hung up at this point). He asked how I wanted to handle payment of the debt. I stated that I wanted no further phone calls and that I wanted to handle all it through the mail and asked he send me the proper paperwork for debt validation. I was told the only way they could proceed with debt validation was to set up a payment arrangement over the phone. I did NOT do that. He asked if I was stating
  23. Hi all brand new here, obviously here for some help. So I'm being sued by PRA for $1xx.xx. Not a huge sum by any means but enough to make my life uncomfortable if they take it from me. I have a court date of 3/26/12. I tried to enlist some legal help but they turned me down saying they saw nothing that they could fight and the amount was too small to make it worth their while..gee thanks for the support... So I filled out the questionnaire hoping that someone can just give me some direction so I don't get steamrolled by these guys. I know the debt is mine, I actually though we had settled bac
  24. I've done a search to see if there is a sticky on registered agents for CAs and JDBs but have not had much luck. I'm trying to find the registered agents for LVNV and Portfolio Recovery Associates. I've checked my state's Secretary of State but nada. One of these is a Delaware corp and I think they charge if you want to know who the registered agent is. Any help is appreciated cuz I've even done a google and haven't had much luck.
  25. Being sued by Portfolio Recovery Associates (not original creditor) and am moving out of state. What to do? I have am not going to travel back for the kangaroo court proceedings - been there done that with other cases and all I did was waste a whole lot of time and delay losing. Any advice on how to deal with this would be appreciated.