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  1. 1. Who is the named plaintiff in the suit? Lvnv Funding LLC 2. What is the name of the law firm handling the suit? Stenger & Stenger 3. How much are you being sued for? 900$ 4. Who is the original creditor? (if not the Plaintiff) (world Financial Network National Bank) 5. How do you know you are being sued? (You were served, right?) Physically served at work 6. How were you served? (Mail, In person, Notice on door) In person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you
  2. Looking for recommendations on what to do. My spouse foolishly signed a complaint against her for $2500 or so without looking into what she should do first. She has no job, no income and absolutely no prospect for work. The lawyer that file the complaint against her knows she is judgment proof but has attempted to take my state tax return for the last three years. As my wife has no income, the tax return was awarded to me. But now I believe the lawyer is going to attempt to take our (my) checking and savings account monies because her name is on the accounts. Any suggestions as t
  3. Hi All, I had been fighting Midland and Stillman for a few months when I discovered this forum today. I had my motion to strike their bogus affidavit denied in court today and I'm wondering what my next steps should be. 1. Who is the named plaintiff in the suit? Midland Funding LLC Assignee of GE Money Bank 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Stillman Law Firm 3. How much are you being sued for? Around $900 4. Who is the original creditor? (if not the Plaintiff) GE Money Bank 5. How do you know you are being sued? (You
  4. I am being sued by a lawyer for a JDB and have a few questions. On the Summary of the Pre-Trial Conference, the Judge marked that I have an additional 21 days to Amend my pleading. (I think he did this because I messed the first one up so bad.) Unfortunately, I sent in a second pleading, a little better than the first but still lacking, (after reading here, greatly lacking), my question is, can I file another pleading to replace the 2nd pleading? I still have til the 28th of Nov before the 21 days are over. Can someone give advice? Thanks, Lost
  5. Howdy, gang! I'm hoping someone can help walk me through the next steps of my fight against Midland Funding here in Michigan. Background So far, we were served the complaint with only an affidavit attached, filed our answers, and went to pretrial. The judge provided time for discovery, ordered mediation, and set a trial date. Today, we received a packed in the mail that includes a Proof of Service, Plaintiff's First Request for Admissions, Plaintiff's First Set of Interrogatories, Plaintiff's First Request for Production of Documents, Plaintiff's Witness List, and Plaintiff's Exhibit List. A
  6. Hello everyone, I am being sued for CC debt by Midland and need some help (even after reading bmc100's thread and tons others), it mostly pertains to the answer. I want to thank you in advance for your help! I would love to put together a form for every step of my Michigan suit, so others could simply enter their information and tune some of the responses to their particular case. Hopefully that would lift some burden off anyone sued in the future. I have attached the entire complaint (edited of course) and listed a google drive location below where you can view it Link: Removed until full
  7. I've received a "verification of the debt in question" letter from the Stillman Law Offices. In the letter I received: A signed contract from Jan. 23, 2006, with my signature and SSN on it. 4 months of billing statements from Feb 2011 to May 2011 with nothing but late fees and interest listed on them. This is my reply to their letter. Dear Ms. Wyman; This letter is in response to your correspondence of December 26, 2013. Pursuant to the Fair Debt Collection Practices Act, § 809(, 15 USC 1692g, please provide ALL of the information to validate the above
  8. Yes, you read the subject line, and its true...read on: First of all, you should all know that one of the Forum members has been helping me throughout this case, much kudos goes to him! Some of the below are excerpts from messages I have sent him. All of this actually started back last January, but no suit was filed by Midland until June. So far I have weathered their MSJ (denied!!!), the prelim trial, and the trial itself. The trial date was December 3rd at 2PM, I of course arrived early and went into the courtroom at 1:55. There were some criminal cases still ongoing, and those did not
  9. Hi gang, this is my next item on the agenda as I continue to battle Midland. Last week was my opposition to Midland's 'Motion to Vacate Judgement and Set Aside' (Look for that post elsewhere on the forum; just the fact that I am now preparing a Motion for Summary Disposition is a clue as to how last Friday's events turned out). The trial date is set for a few weeks down the road; in the meantime I am going to hit them with a MSJ (it's actually a MSD in Michigan). This'll be a two-parter; first comes the motion, then comes the brief. I followed the exact form that Plaintiff followed when they f
  10. Received a summons from a "mafia" type JDB. There is one document attached. A word document with a balance. No signature.. no affidavit no nothing. I don't even know if this is real. The Attorney's firm representing the client use 3 names. One of the names of the attorney's representing the "plaintiff/client" also owns the JDB firm listed under plaintiff. (it is a LLC and michigan offers LLC look-ups). In fact there was a collection licence revoked for this person under a defunct company name in the past leading me to ask the question does the plaintiff need to be licensed? If s
  11. Hey all! I'd like to hear your thoughts on tolling the sol in a fraud case. I want to make sure I am thinking outside of my own POV. Unifund committed various forms and acts of fraud in their case against me and the court. They finally withdrew their case and the fraud was abated. If I am correct the sol starts at the time of abatement, right? Thanks in advance!
  12. I'm just starting my reasearch here and would welcome any thoughts or advice on how to proceed. I was just served yesterday so I haven't filed an answer. The complaint consists of 6 paragraphs with a single exhibit. I see most people talk of affidavits, statements, bill of sale included with complaint, but I received nothing like that so this is all still a bit confusing to me. Back to studying bmc100's sticky... 1. Who is the named plaintiff in the suit? LVNV Funding, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Weltman, Wein
  13. And so the fun begins. Got served a complaint about 10 days ago. Still have 11 to answer. Been lurking here while putting together my answer to the complaint. Now I need some guidance as to how to proceed. I have read all of the topics in regards to AA and Michigan I could find here and they are great. I am trying to decide the best game plan. What I am thinking right now is to file a motion to dismiss in lieu of answer. This is intended to put them on notice I am going to fight. I would then file my answer with request for jury trial and counter-claim (still a work in progress). I will add
  14. Previous thread: http://www.creditinfocenter.com/community/topic/319874-two-cases-4-5-years-old-in-mi-back-in-court-help-needed/ So, I'm due back in court later this month. In the case where the jdb didn't show up to court, I received a phone call where I advised him to communicate with me through postal mail. He then sent me a "final notice" saying that they recently garnished my state tax return, and that they would be "conducting an investigation of your assets within the next 10 business days, after which this office may execute on assets you may have, garnish your income, or conduct a J
  15. Greetings all, I'm a little new to both being sued and contributing to community forums, so please have mercy. I fear recent happenings are a little above my head, so here it goes. My fiance and I awoke excited to have what seemed like our first relaxing Sunday in a while. This excitement soon turned to confusion, however, as an early morning guest shattered these expectations with the delivery of "official legal documents." It turns out we had just been served with papers indicating impending civil action with a collection agency pursuing a previous credit account she had with a retail st
  16. CASE #1 TIMELINE OF EVENTS -Late December 2008: JDB submits complaint to court -Late January 2009: I was allegedly served with summons and complaint -Late February 2009: JDB is awarded judgment against me for a little north of $1000 -April 2009: an order to seize property Is granted by the court -Summer of 2009: I begin receiving multiple phone calls a day from JDB telling me that I owe them money. They told me that they would show up to my house with a Sheriff, seize my assets, and take my money from me if I didn’t pay them. I’m barely 20 at the time and realistically have no kno