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  1. A suit was brought against me in May of last year by Midland in Franklin County in Columbus, Ohio. Here is a list of what has transpired since then: 5/21- Filed by Midland 6/13 Filed for Definiative Statement 6/28 Plantiff filed for my statement request to be denied 7/13- DEFENDANT'S MOTION FOR MORE DEFINITE STATEMENT IS DENIED. PLAINTIFF HAS COMPLIED WITH THE LAW IN ITS PLEADINGS BUT MAY NOT BE ABLE TO PROVE ITS CASE WITHOUT FURTHER DOCUMENTATION. PER JUDGE BRANDT 7/18- I filed for a motion to dismiss pending arbitration 8/20- This is denied 9/17 Plaintiff filed to have a default judgme
  2. Hello everyone! OK, so I think I'm ready to send my responses but would love some feedback. Also, should I send my Request for Production of Documents along with responses or send separately? Thanks in advance! COMES NOW the Defendant, appearing pro se, hereby makes the following responses to Plaintiff’s Requests for Admissions, Interrogatories and Production of Documents, as follows: 1. STATE YOUR FULL NAME, DATE OF BIRTH AND SOCIAL SECURITY NUMBER. The Defendant objects on the grounds that the information sought is harassing, irrelevant, and not reasonably calculated to lead to di
  3. I am having the exact issue with the same law firm: Received a Notice of Claim/Summons on Saturday 2/23/2013 stating, The said plaintiff complains and says: That the defendant is indebted to the plaintiff for reasons stated herein for unpaid balance due. (Plaintiff being Midland Funding LLC as assignee of Citibank). and asks for judgement $$. I received via regular mail and the service requested was personal. (Not sure if this matters). Attached to the summons was a letter declaring I wasn't active military and an affidavit of debt. Affidavit of debt reads as follows: (Also not noto
  4. I'm new to this forum. I'm seeking a little help because I'm also new to dealing with collection agencies. I'm sending Midland Funding, LLC a ITS letter but I want to send them a copy of the unfiled motion(not sure if I'm saying that right . Soo my first question... On the court form it says "The PLAINTIFF must file a small claim action in the county where at least one of the defendants resides" Does this mean I need to file a small claim action in San diego where their head quarters are or can I file in my county?
  5. Please forgive my ignorance of protocol here; I originally attached this to the thread I started ( "Got a letter from law firm on behalf of Midland"), but was not sure if it was wise to start a new post. If I should not have, moderator, feel free to correct. To the point: Got another letter, in response to my dv letter, from the law office, exactly one day after my dv letter was delivered. Stated the account was opened in 2002, from a (bank)/(bank). Also said further documentation was ordered from their client, and would be forwarded to me. Stupid question: what does this mean? Tim
  6. Hello. I recently got a collections letter from a law office in Michigan, stating that the Creditor/Original Creditor is Midland Funding LLC. I have been researching this for a couple of days now, and stumbled upon this site and forum. To my surprise (horror?), I find that Midland LLC is discussed here quite a bit, as well as the law firm that sent the letter (Stillman). I have been reading quite a bit, and am a little confused as to exactly where, and more importantly, perhaps, when to begin. The facts the seem pertinent: 1) The law firm is Stillman Law Office in Michigan. 2) They li
  7. hi all, obviously this is a post judgement case. unfortunately i received a writ of garnishment from midland here in az. now when i say i i mean my name is on the letter, but the issue im having is it says my name and then i reads and his wife, then i t reads my mothers name. first, i dont have a wife, and second my father and i share the same name. the issue i am having is i was never served, even from the start of the complaint. in the packet i received i received a copy of all the other summons up until the garnishment. and every single one of them lists the defendant as my same name and my
  8. 1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? Couch, Conville & Blitt 3. How much are you being sued for? $26XX.XX + Attorney Fees 25% 4. Who is the original creditor? Citibank USA N.A. 5. How do you know you are being sued? Served by Sheriff's deputy 6. How were you served? In person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? A DV Letter ironically mailed certified the same day they filed
  9. First, let me say thank you for all the helpful posts I've read here over the years. It's been almost two years since I've had to deal with any of this, but now find myself needing some advice again. Between 2-4 years back, I settled on nearly $75,000 in debt for just under $15,000. All but one OC worked with me. One debt, from GE Money Bank (which I'm not even sure was mine and may have belonged to my ex-wife, but was reported under my name) was my biggest problem. Funny thing is, it was one of my smallest debts, at under $5,000. GE Money Bank wouldn't work with me to settle and then se
  10. Hi All: It is my turn with Midland. I have been reading and learning, but I will definitely need your help and feedback. I know for 10K this is not likely to go away, so I’m ready to fight! Here is my info. 1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? Suttell & Hammer 3. How much are you being sued for? 10K+ 4. Who is the original creditor? Chase, but the original account was opened with Providian and then Chase bought Providian. 5. How do you know you are being sued? Served 6. How were you served? In
  11. Hi everyone, I was served about two weeks ago and have been researching what to do. I'm a full time student at the moment and will be leaving my job at the end of the month (which means they couldn't garnish any wages either way). The only asset to my name is a fully paid off car (which is going on sale soon actually). I've been forced to default on this card (and a negative balance on their wells fargo checking account) due to health reasons. I've never spoken a word with the collection agency. I'm not entirely sure how close I am to the statute of limitations and my credit reports don't sho
  12. I filed my Answers and Affirmative Defenses, but I need help in answering Request for Admissions. If I admit any of these, then they have nothing to prove.
  13. Spent hundreds of hours over the last 4 months reading this forum and defending myself against a JDB (Midland Funding LLC w/ law firm Suttell & Hammer representing them) to no avail. Got served in March, filed Answers affirmative defenses, notice of appearance, answers to admissions, request for admissions, request for documents and interrogatories, sworn denial, motion to dismiss, motion to strike bill of sale, motion to strike affidavit....everything sent with certificate of service AND sent certified mail. Went to court yesterday to defend myself against a Summary judgment, Judge igno
  14. MY MIDLAND "START TO FINISH" STORY After struggling with this debt collection nightmare with Fred Hanna and Midland Funding for over a year it all ended today with a judgment in favor of me, the defendant! The road was long and included the dunning phase, a case filed in magistrate court (dismissed without prejudice) and then re-filed a few months later in State court. Because I was also suffering being laid off from my job, I can’t even explain the fear and stress I experienced during this whole process. But I really want to share this experience, because it has ended with a positive resu
  15. I've read a whole lot of threads regarding the ANSWERING of a Junk Debt Buyers' AKA Plaintiff's Request for Admissions and Interrogatories. But where are some good suggestions for the Defendant's (aka me) Request for Admissions and Interrogatories? I am looking to send a pre-emptive strike against a JDB's Atty here in GA (they've filed suit against me despite repeated requests to validate debt and a previous attempt at filing suit against me (which was dismissed without prejudice) Ive already done the request for production of documents this week. I have NOT received the Request for Admissi