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I have a medical bill for a vaccination provided by a physicians group. They have billed me directly claiming my primary health insurance would not cover the service. I disputed owing an amount of 205.00 dollars (150.00 for the vaccination and 55.00 for the administration of the shot) as I had given them a 3rd payer who would pay for the service. They refused to bill the 3rd party saying they do not have a relationship with the payer and therefore I am responsible for the bill. I am now sitting on an Invoice under (1) account number from the physicians group for $205.00. Fair enough. The physician group sent the bill to a collection agency who contacted me with a demand for payment letter requesting a single payment of $205.00. I responded to that letter with a validation request. The collection agent responded by sending a copy of an internal statement from the physician group invoice as proof of service - whereby the statement line itemed 150.00 for the vaccination and 55.00 for the administration for the shot totaling 205.00. The collection agent is now reporting to the CRA's (2) two separate collection accounts using (2) different internal account numbers, (1) one for 150.00 and (1) for 55.00. I intend to pay the physicians group directly the amount I owe them and notify the collection agency the debt has been paid and demand removal. Questions: Are the FCRA violations I am not seeing here? The collection agent is not accurately reporting the account nor reporting the account in the same way as: the physician group invoice to me, and original demand for payment letter sent to me by the collection agent. The CA is reporting (1) one account as (2) two - both of which are inaccurate. When I pay the physicians group, what information should I write on the check? i.e. my account number with the physicians group, each individual acccount number from the collection agent being reported on the credit report - any calculations? Any help greatly appreciated. ...