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Hi, If any one has a CITIBANK agreement for 2005, 2004, 2003, 2002, 2001... I prefer that it has JAMS but if I can't find with JAMS, I could argue that there is arbitration clause. Thank you!

Hola, So I was doing a random search to see if any new lawsuits were pending against me and what do I find but Midland is suing me for an old Citi card (2K+). It's within SOL so I have to fight this. My first inclination is arbitration but there is that pesky carve out. I knew this suit was coming, so I've been trying to find arguments and case law I can use to back up my MTC should the other attorney actually object because of the carve out. So far I've had no luck finding anything. Any ideas, arguments, cases, etc, you guys can provide I would appreciate the help. I should also add that Texas no longer has an actual small claims court, and this was filed in Justice Court, but I know that distinction is reliant upon the judge. So that's why I'm searching for argument and such I can use. The attorney's are Scott & Associates. Does anyone have any dealings with them? Thanks for all advice & assistance. PS - As of today I haven't actually been served, it's only been filed. I'm trying to get prepared now.