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Found 2 results

  1. I had an new patient exam in a surgery clinic to see if I liked them. They seemed nice, all except the legal documents they gave to me. They threatened a cancellation fee adding up to 50% of the cost of sugery (a little over five-thousand dolloars) for cancelling less than two weeks prior to the surgery date. I asked them what if I had to cancel due to accident or illness and they answered that I would need to at least reimburse them for the cost of anesthesia which they said would cost between $1700 to $2500. I feel really sorry for people who don't have the money for this and run into problems beyond their control. The last time I cancelled surgery in another office, they did not charge me and even gave back the $500 retaining fee although I had to wait for over a year. In comparison, this threat of a cancellation fee between $1700 to $5000 seems devious. Is this ethical and is it even legal?
  2. In November 2014, I was approved for two secured credit cards: Open Sky Visa (Capital Bank) and Capital One Mastercard. Comparing their charges and fees's schedules, I decided to cancel Open Sky and keep Capital One MC (which I like and using cautiously). On December 1st 2014, I promptly notified Open Sky's Capital Bank by phone that I would not activate their card destroying it instead. So I did. They told me that I would not owe them anything, and I should expect my security deposit $200.00 back within 4 weeks. Later they said about 4-6 weeks. Couple days ago, they already said about 10 weeks. What is correct time of waiting ? My first and last statement (redacted) dated by 12/03/2014 is attached here.