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Showing results for tags 'Consumer'.
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Back in 2013 I had successfully defeated BoA and FIA card services in court over an alleged credit card debt that was and isn't mine. These guys will not correct my credit report even after their lawyers stated they would in their stipulation of discontinuance of their suit against me after I won the case. Now I feel like I have no choice but to sue them in district court. I'm not entirely positive whether I should file a civil claim or a small claim against them for violations of the FCRA/FDCPA... So any advice I could get would be completely appreciated. I have defended myself in court before pro se, so I'm comfortable with the process. I just want to know what would be the best way of building my case and having BoA removing their erroneous account information off my credit report for good.
I live in Washington state and purchased a used vehicle last month. The used car dealership & I sign a contract which is already sold to a local credit union. On the contact I made a $2100 deposit. 500 was on a check, 1000 was cash and 600 was on the debit card. Now the used car dealership gave me a letter that i still owe them 1000 on the down payment and wants proof of payment. How can i prove I paid them in cash?