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Found 3 results

  1. I could sure use your opinions. I need to file disclosure not sure how extensive or really what this means being the defendant. I have read "beergoggles", "Harry Seaward" and "AZ Piano Lady 14" threads: Very helpful, yikes so many motions and procedure. I'm still unsure on disclosure. Also, considering whether or not to hire an attorney, worried about the amount if I lose. 1. Who is the named plaintiff in the suit? One of the usual JDB 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) One of their usual firms 3. How much are you being sued for? Over 10k 4. Who is the original creditor? (if not the Plaintiff) " Too big to fail bank" 5. How do you know you are being sued? (You were served, right?) Served Summons, Complaint, Notice of Comp Arb 6. How were you served? (Mail, In person, Notice on door) In Person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None 9. What state and county do you live in? AZ 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) N/A 11. What is the SOL on the debt? To find out: N/A 12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name). Summons, Complaint, Answered 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No, Should I? 14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. No, Never heard from them before summons. 15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? Answer done. Allegation: Breech of Contract, defaulted payment to plaintiff. Have not received an interrogatory. 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. NOT A THING.... Also, I have been sent collection letter by 2-3 other JDB on this alleged debt years ago, was never pursued after I sent DV letter. Never received a letter from these guys before the summons, therefore never had the chance to validate. Thanks!
  2. Hi Friends, If you were sued by a JDB, can you please post an example of the disclosure statements that you sent in to the opposing attorney? Thank you very much! CombingWyoming
  3. Details: 1. Who is the named plaintiff in the suit? Atlantic 2. What is the name of the law firm handling the suit? F A L R 3. How much are you being sued for? $17,000 4. Who is the original creditor? Benefical 5. How do you know you are being sued? I was served 6. How were you served? In person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None 9. What state and county do you live in? Illinois Kane County 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) 2009 11. What is the SOL on the debt? To find out: 5 12. What is the status of your case? Suit served? Motions filed? I went to court 4 times and now they said arbitration 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 14. Did you request debt validation before the suit was filed? No 15. How long do you have to respond to the suit? I only have a few more days to file a Supreme Court Rule 222 Arbitration Disclosure Statement 16. What evidence did they send with the summons? A signed contract I am in the midst of filling out the Arbitration Disclosure Statement and am stressed. They continue to use an account that ends in XXXX but on my initial loan documents it has a different account number so this is what I have been using as a defense. I will post my responses in a bit but does anyone have any experience in dealing with the above? Upon browsing this website I have come across JAMS, is this something different than the Arbitration that I am being put through? Sorry for my lack of intelligence but I have never gone through this before. Thank you so much for your time, all opinions are appreciated!