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Showing results for tags 'Federal Credit Protection Act'.
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Hy guys, I have been reading a lot on this forum and I want to thank all those who brought a beam of hope into the lives of many people! Thanks! This is my issue: on July 9 I received a letter from a law group, signed and dated by a lawyer July 6 2015, informing me of their "Intention to file litigation....". They informed me that I had 30 days to dispute the validity of the debt. On August 3rd, I sent a letter (didn't think to make it certified!) to the law firm. Today, August 9, I receive another letter from the same law firm (dated and signed Aug 6) stating they have "Intention to file litigation...". Now, if I am not mistaken, they have violated the 30 days period: the original letter states "unless you dispute the validity of this debt within 30days after the receipt of this notice..." now the receipt is Jul 9 2015. The second letter in which they renew their intention to file the lawsuite is dated Aug 6 2015. The 30 days period from the receipt I beleive starts on July 9 2015 and end on Aug 8 2015 (11.59pm), thus the first day after the 30 days is Aug 9 2015. So to summarize: Letter_1 Date signed by their lawyer: Jul 6, 2015Date received by me: Jul 9, 2015 [30 days are supposed to pass, however i receive a new letter from them] Letter_2 Date signed by their lawyer: Aug 06, 2015Date received by me: Aug 8 2015. Is this something that violates the Federal Act? Btw, I do not have a job, i do not own a car or a house or any property: what is their gain from taking me to court?
- 5 replies
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- Intention to file a lawsuite
- Winn Lawgroup
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