Search the Community

Showing results for tags 'Federal Credit Protection Act'.



More search options

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • Announcements
    • Polls
    • PLEASE READ BEFORE POSTING / Board Announcements
    • Resources
  • Credit Repair Forums
    • Credit Repair
    • Collections
    • Credit Bureaus/Reports/Scores
    • Credit Article of the Week
  • Legal Issues
    • Is There a Lawyer in the House
    • Bankruptcy Q and A
  • Debt Validation
    • While You are In It Debt Validation Q and A
    • Debt Settlement
  • Loans and Banking
    • Obtaining Credit Cards, Auto Loans and Financing
    • Mortgages
    • Student Loans
    • Banking and Finance
  • Non Credit
    • Off Topic
    • Wine

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Location


Biography


Interests


Occupation

Found 1 result

  1. Hy guys, I have been reading a lot on this forum and I want to thank all those who brought a beam of hope into the lives of many people! Thanks! This is my issue: on July 9 I received a letter from a law group, signed and dated by a lawyer July 6 2015, informing me of their "Intention to file litigation....". They informed me that I had 30 days to dispute the validity of the debt. On August 3rd, I sent a letter (didn't think to make it certified!) to the law firm. Today, August 9, I receive another letter from the same law firm (dated and signed Aug 6) stating they have "Intention to file litigation...". Now, if I am not mistaken, they have violated the 30 days period: the original letter states "unless you dispute the validity of this debt within 30days after the receipt of this notice..." now the receipt is Jul 9 2015. The second letter in which they renew their intention to file the lawsuite is dated Aug 6 2015. The 30 days period from the receipt I beleive starts on July 9 2015 and end on Aug 8 2015 (11.59pm), thus the first day after the 30 days is Aug 9 2015. So to summarize: Letter_1 Date signed by their lawyer: Jul 6, 2015Date received by me: Jul 9, 2015 [30 days are supposed to pass, however i receive a new letter from them] Letter_2 Date signed by their lawyer: Aug 06, 2015Date received by me: Aug 8 2015. Is this something that violates the Federal Act? Btw, I do not have a job, i do not own a car or a house or any property: what is their gain from taking me to court?