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Hello All! So, I currently have a mortgage that I've been late on several times in the passed due to hardship and some families issues that were going on at the time. Heres the situation The orginal Loan servicer has about 5 late payments and has been transferred/sold. The second Loan Servicer has 1 late payment and has been transferred/sold to a third Loan servicer. So my question is how can I get the late payments removed or possibly both accounts since they were transferred/sold to another Loan servicing company?