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  1. Today, I received at letter in the mail from Midland Credit Management. Upon opening it, I assumed it was DV or something regarding an account that I am currently disputing. I quickly realized it was for another account that is 100% not mine. I’d like to provide a little back story so that I deal with this appropriately. I noticed a collection from Midland Funding on my CR. I requested DV, disputed with the CRA’s, and filed complaints with the AG and FTC. The debt was paid in full but the OC screwed up and I don’t have a lot of proof to back up my claim. Midland has refused to validate becau