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I am making monthly payments on a medical bill as agreed AND receiving letters from a collection agency for the same debt. Is this legal.
When Health Costs Harm Your Credit By ELISABETH ROSENTHAL, NEW YORK TIMES MARCH 8, 2014 LIKE most people, I am generally vigilant about paying my bills — credit cards, mortgage, cellphone and so on. But medical bills have a different trajectory. I (usually) open the envelopes and peruse the amalgam of codes and charges. I sigh or swear. And set them aside for when I have time to clarify the confusion: An out-of-network charge from a doctor I know is in-network? An un-itemized laboratory bill from a doctor I’ve never heard of? A bill for a huge charge before my insurer has paid its yet unknown portion of a hospital’s unknowable fee? Full Story: http://www.nytimes.com/2014/03/09/sunday-review/when-health-costs-harm-your-credit.html?partner=rss&emc=rss&_r=0
Have you ever analyzed a hospital bill for abusive billing practices? It always astonished me that the same MRI that costs $500 in cash at an outpatient facility, is $1500 under insurance, and $10,000 during a hospital stay. Brilliant investigative journalism by Steven Brill in this article for Time. Don't miss the tips for keeping your medical bills in check and how to deal with medical collections. http://healthland.time.com/2013/02/20/bitter-pill-why-medical-bills-are-killing-us/