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Found 2 results

  1. Hi everyone, and happy Wednesday to you all. Well, after burying my head in the sand for so long, I'm finally taking steps to try to address some old charged-off accounts currently in collection (none are past SOL, btw). Since it's been several months since the CAs for these first sent me correspondence, so I've obviously missed the window for DV (live and learn). All of the negative tradelines on my CR are OC entries, which I'm assuming means that the CAs are either assigned or else haven't reported. My plan for addressing things is to try to arrange a pay-for-delete on these accounts or, barring that, at least get an NDA agreement so that I can later dispute the tradelines with the Big Three and have them removed (since the NDA will prevent the OCs or CAs from verifying the accounts with the CRAs). So my question is, who do I approach regarding pay-for-delete or settle with NDA? Since the accounts are listed as charged off by the OC, I'm assuming that they won't want to deal with me. On the flip side, the CAs may want to work with me, but do they have any ability to have tradelines that were listed by the OC removed? It doesn't seem like they would. Any advice is greatly appreciated. I'd like to get the process moving ASAP (like today), because I'm currently being sued on another account that I waited on too long because I didn't know what to do. Lesson learned! Thank you all so very much!
  2. Hi all, First of all thanks for all the great info! I did need a little advice though. I have signed a few releases/NDA's to date from settlements I have won. For those who have already covered this ground, do you ask for Liquid Damages for further violations? If so, how much per future violation.