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  1. In November 2014, I was approved for two secured credit cards: Open Sky Visa (Capital Bank) and Capital One Mastercard. Comparing their charges and fees's schedules, I decided to cancel Open Sky and keep Capital One MC (which I like and using cautiously). On December 1st 2014, I promptly notified Open Sky's Capital Bank by phone that I would not activate their card destroying it instead. So I did. They told me that I would not owe them anything, and I should expect my security deposit $200.00 back within 4 weeks. Later they said about 4-6 weeks. Couple days ago, they already said about 10 weeks. What is correct time of waiting ? My first and last statement (redacted) dated by 12/03/2014 is attached here.