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Hello! Thanks in advance for help/advice. Here's the situation. 1. Husband was laid off. Several medical bills went into collections. 2. What I *want* to see happen is that the OC will recall the debt and allow us to make payments, thus removing it from our credit report. 3. OC office is saying they "can't" recall the debts, but of course, they can. 4. What law or legal precedence proves that they CAN? I'd like to be able to cite it to office and/or doctor, if I need to appeal directly to him. Again, thanks!