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  1. For the record. This is not whining. This is an attempt to motivate and point out the importance of participation. A few days ago I posted a link to the white house web site where a petition has been filed to Amend the Fair Credit Reporting Act. http://wh.gov/VA84 299 of you viewed it thus far. Forum admin signed and posted to Facebook which was wonderful. A few others of you signed it. Roughly 280+ of you read the post and did not sign the petition. If you want to effect change you have to participate in that process instead of just coming here to complain about it. If all of you