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Dear everyone, Been a while, you all have helped me dismiss two cases with Portfolio Recovery Services. The one remaining is with Asset Acceptance (this was before I discovered this forum). A lawsuit was filed agst me 2012 by Asset Acceptance, represented by Fulton Friedman Gullace. I signed a Stipulation (not on Court records, not signed by Judge) and almost done paying. Two new develoments: 1. Substitution of attorney was served to me last week - not on Court files either. (New people - MCM in San Diego saying OK to pay late; the Stipulation with FFG requires payment every 1st of the month, else, Judgment will be entered agst me). I asked new attorney for a Statement showing balance and payment date-requirement. still awaiting response. FFG attorney in CA not in the picture, she said "out of town". Instead, I got a letter of acknowledgement of my payments on FFG letterhead, "stamp-signed" by another atty in NY. (not named in the substitution of attorney) - I asked her to have the "named atty in Substi of Atty docu" to sign it but never got response. 2. My Pro Bono legal counsel sent me the "statements from Asset Acceptance" and discovered the documents are a composite of billing statements from at least "two different creditors" Question - Is Rescinding the Stipulation a prudent move based on item 2? If so, what would be my next steps? (I have $700 left to pay out of a total of $1900, from an alleged debt of over $5K; currently no income except unemployment income from husband). Thank you much to all of you wonderful people out there....helping others fight the "pretender creditors"...."making a merchandise of the unwary".. Homeschool Mom