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First off gotta say I love this board. Now Mrs. Seadragon has a small problem with her bank sending out electronic payments that where stopped. The bank charged an overdraft for each payment, then charged an NSF fee and clawed back the payed amount. Now they are dunning her even though she has called every 3 days for a month NO ONE will give a physical address for the billing dispute. They are threatening to go after "other" accounts which the only one is the mortgage account. Question #1 Can anyone post the mailing address for any account billing dispute? Question #2 Can they mess with a mortgage loan servicing account. Question #3 Are their Violations of fair credit billing act. Question #4 Has anybody else had Skank of America restart electronic payments for overdraft generation. All opinions are welcomed.