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  1. This morning I received a phone call from Midland Credit Management regarding a debt from T Mobile. I also noticed a collection from MCM on my CR a few months ago. I have no knowledge of the debt but wanted to wait until the SOL is up this summer before disputing or taking any action. I have a few other negatives that I've been working on first. I have been reading this forum and realize that MCM is sue happy but also a violator. My question is how do I handle this? Since they just contacted me via phone, for the first time, are they required to respond if I DV them? I did not admit the debt