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First off thanks to all in this community who contribute with very helpful information that others like myself have been able to use to fight off the JDB predators. Now for my current situation that I'm seeking help with. I'm in the state of MA. Back in 2012 a default judgement was entered against me for almost $10k including fees. The plaintiff is Unifund Corporation. The original creditior was Citi Card and original balance around $5k. Long story short, I did not know what I know now and have learned from being on this forum which I've used to successfully hold my own and have favorable outcomes in a few recent cases. Since the judgement I've been paying on and off $90 per month. towards the end of last year(September) I offered to settle the account for $1000 since that's all I could do and my energy was going to rework my mortgage situation which thankfully i have done. My offer was declined and counter at $6000. I told Unifund's attorney that for the time being I was not going to be able to make any more payments. In February 2015 I received a call from the the attorney and he told me that because a defaulted on a payment review conference that a Capias warrant for my arrest was issued and that unless i sent in a payment within 30 days that it would be excuted. I sent in a payment so I'm back on a verbal payment agreement. I never got a noticed from the court. The attorney stated that I was served- I never got the service. So my question is what can I do to fight this? I know that I have limited options from what I can see but was hoping that some of the great minds here can think of something that could be worth a try. In MA you can reopen a case to my knowledge if it was found that evidenced was fraudulent or for no being properly served. But here is the kicker.... Proper service in MA is the last known address of the person being served and get this; they don't have to give it to you personally. How can this be tracked? Any how I've been looking around to see if find anything on Unifund, if they can collect in MA without being registered as a debt collector or any other dirt that I can use. I know that if can get this case back open with what I know now I fight them away. Any help is appreciated.