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  1. I've noticed that Experian is the toughest CRA to make disputes by far. First, they don't let you dispute addresses which is what I like to start off with. They don't allow addresses to be disputed online and they don't allow you to do it over the phone either. What they tell you on the phone is that they won't remove them because a former or current creditor has that address listed for you. I tell them that they are incorrect then because I never lived there...and they say I would have to contact the creditor...crazy! Further, if they ever verify a credit item you dispute...it is GOLD in their eyes and you can NEVER dispute that credit item ever again, even if you change the reason, unless you have some kind of documentation. I eventually tried to do it online for the hell of it because by mail with them was in vain...but it won't even allow you to submit a disupte for a verified credit item online...it comes back immediately saying you can't dispute that item because it was previously verified...doesn't matter what reason you're using. Has anyone else had these dificulties with Experian?
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