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I have 5 Collection Agencies on my credit report. Should I just send out a dept validation letter to each one to get things rolling?
Anyone know of any good articles, outside of the first 10 pages of an internet search, on medical billing fraud. I have some collections from a few years ago. These collections might be from legitimate bills. However, the reason they weren't paid is likely due to some insurance fraud on the part of a former doctor of mine. The fraud looks like this: He reported charges WAAAY higher to my insurance agency than me, to the tune of $1400 per 15 minute session. That quickly drained my yearly maximums. However, when I went in it was the usual co-pay of $20. There was never a mention of an outstanding balance, or a request for payment from me. There was also never any collections on his part. I suddenly got notice before one appointment that he was no longer with that clinic. I went back to see another doctor and mentioned the discrepancies and he basically said, "He was involved in some funny stuff and I'm part of the reason he's no longer here." So, after his obscene charges other medical services I had ended up in default. I'm would just like to see if I have any legal protections... Thanks.