Search the Community

Good afternoon -- I am currently being sued by Portfolio Recovery for an old credit card debt. I filed my initial answer back in July, along with a Motion to Compel and attached a copy of the Card Agreement to the motion when filing. My pre-trial date was on October 7, and when I arrived the court had misfiled my motion to compel, and was not aware that there was to be a motion hearing at that time. The plaintiff's attorney and I spoke with the clerk and we rescheduled the motion hearing for December 16th, but when I was reviewing the paperwork I noticed that I had attached the wrong Card Agreement which I had downloaded from the CFPB -- I had initially download the current (6/2021) agreement, when in fact I needed to attach the agreement from 9/2019. When I merged the files into a .PDF I accidentally attached the newest agreement, which wouldn't effect me as Portfolio had already purchased the debt in January 2021. How do I file a change at this point? Is it to late to update this? How would I reword or change my Motion? Thank you all for all of your help and information so far!