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Found 6 results

  1. This morning, Sunday I received a hand delivered summons. I am being sued by American Express for over $8,000. I knew this would eventually come, but now have no choice but to deal with it as effectively as i can. I have spent hours perusing these forums and gained a lot of wisdom, sadly, I'm still not sure what to do next. A little back story: I initially tried to work with American Express to settle the debt they are claiming is owed them. (probably a bad idea, but I wanted to find a way to make it go away.) I informed them that i was retired and on disability suffering from a life t
  2. Hi everyone, I am new to the forum. I was trying to search if this topic has already been talked about but I couldn't find anything. If it already has, I apologize. Here is my scenario and my question: I had a BK and was discharged in 2008. I never had an outstanding balance and I never missed a payment while being a member of American Express. They still cancelled me as a member though. So my question is, does anyone know if I can apply to be a member with American Express once again once my BK gets discharged? Or will I be blacklisted forever with American Express even though I never mi
  3. Hi, in Dec 2014 Amex obtained a default judgment against me for $15K, I did not defend because honestly my husband and I have lost everything in the last couple of years and it just got buried under all my priorities. In any case, I received another envelope from Amex with a copy of Plaintiff's Motion for Entry of Default Final Judgement.and a questionnaire as to my assets and so forth. I have contacted an attorney but was he is just interested in having me file for bankruptcy.I am not ready to file for bankruptcy yet but I would like to try to vacate and defend agaisnt Amex. Is there anything
  4. UPDATED: 2/11/15 in Post #14 I am 5 months delinquent on an AMEX card with a balance of $15K. The account has been cancelled. While I still owe AMEX the balance, they have Gatestone (the DC) contacting me for the money. Today, I let the DC know I have a settlement offer ready ($7K, one lump sum) with a 'hardship letter' (as requested) as to why I can't pay the full amount. But when I mentioned it, the DC told me she couldn't submit the offer without me first making a payment of $260. She said this was because "my account is still accruing interest." (Duh...) And that this was an AM
  5. i stopped paying American Express in 2009 after some financial difficulties. Since then, they have sent at least 3 collection agencies after me. I have sent them all Cease & Desist letters ifnorming them of my rights and for them not to call me. NAtionwide Credit harrassmed me first calling me after I told them not to. . A company called First Source Advantage, acting on AMEX behalf called me 10/29/13 after I told me not to call me at work. That was the third time they called me at work. I also sent them a letter in 2013 telling them Not to call me anywhere. Last week, they called
  6. I was contacted in September of 2010 by Zwicker and Associates and I sent two DV letters in September of 2010 and again in January of 2011 when I was still being ignored. They never sent me anything and were completely silent until August of 2011. They sued me in State district court and have been dragging along now for 18 months. I have answered every single piece of mail using this site and to date they have only been able to provide me copies of a few months of statements that show that there were never charges, only payments to the account and no documentation of how the balance got up