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I broke a lease in August 2013, and was informed by the office staff that I would have to pay a concession fee of around $1200, but I never heard any more about it. I recently pulled my credit report and found that this account was assigned to a CA. I sent a validation letter to the CA, and they sent me two pieces of paper, the final page of my lease, showing my signature, and a move out form, which was not done in my presents, that listed a cleaning fee of around $150, and Damages at around $500, along with numerous other fees. The apartment was clean and there wasn't any damage to the proper
Okay, in 2010 I left an apartment and the apartment complex alleged that I had $300 worth of damages. Before I could pay the amount in full it was placed with a collection agency- National Credit Systems. I made automatic draft payment arrangement with them and I believe that the full amount was satisfied. Years later I noticed an entry on my credit report for a balance of $160. I disputed but it came back verified. I don't then nor now believe that this money is owed. I contacted the original creditor and they sent me something in writing as well as left a voicemail saying that this debt
Here's my situation. I have a Florida CA reporting negatively on my Credit Report since 6/2008. On the actual TL, it says the Creditor Name is: COLLECTIONS. Next it says the Original Creditor is: COLLECTIONS Here's what it looks like: Collection Accounts: Accounts seriously past due Creditor Name: COLLECTION Account NO.: 158**** Original Creditor: COLLECTION Responsibility: Joint Condition: Derogatory Original Balance: $1565 Balance: $1565 Date Opened: 06/12/2008 Date Reported: 12/23/2012 Remarks: Account information disputed by consumer, meets FCRA requirements Elsewhere on my C