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Hello, everyone. I'm new here. For the past couple of days, I've been searching Google and this forum, but still can't find the answer to my questions. Please forgive me if they're somewhere I haven't discovered yet. I live in Oklahoma, and Capital One hired Love, Beal & Nixon (Oklahoma City) to sue me over an unpaid credit card debt. They have obtained a Summary Judgement and now have sent me a letter requesting that I call them to make settlement arrangements before they enforce the judgement. Unfortunately, I'm in a pretty bad financial situation, so I don't have any money to spare for payments (can barely pay rent and buy food). I assume that enforcing the judgement means garnishing wages and attaching/freezing my bank account. Since I'm not working, that leaves the bank account. My questions are: Do they need to obtain a separate court order to freeze my bank account? If yes, Do they have to go through the same court/judge, or they get such order from somewhere else? I'm asking because, if they need to get a separate order, I'd like to keep an eye on the Oklahoma courts website (OSCN), so I would get advance warning that a bank account levy is coming. Thank you in advance for any info.
In the attachment you will find my NJ answer, demand for docs, request for admission, affirmative defenses and motion to dismiss. This is a New Jersey Special Civil case. Please, if anyone would like to review my documents recently filed and can offer advice on how to proceed next, I'd greatly appreciate it!! I am not an attorney. I am acting pro se. DEBTORSBOARD NJ CREDITOR ANSWER DEMAND FOR DOC REQUEST FOR ADMISS AND MOTION TO DISMISS.doc