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I was 60 days late on my auto loan and this caused my credit report to plunge big time. I have paid on the account and got it up to current status but my question is this: Will this remain on my credit report for up to 7 years? Even though I am caught up on these bills is this going to remain as a negative factor on my credit report and is there anything I can do to have it removed? About a year ago I hired Lexington Law to remove items on my credit report and my experience is that it is nearly impossible to remove items that are negative when they involve financial lending such as a bank loan or credit card. Is there anything I can do? I would like to think that by next month I can just refresh my credit report and it will show my status as current and this will be behind me but I seriously doubt that's the case. I'm pretty sure I'll be stuck with this for another 7 years so I really hope I have some options here.
