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Showing results for tags 'bankrupcy'.
I have been lurking around on this forum for a month or so, and have been trying to learn as much as I can. Frankly, it is all very confusing to me, and I am very intimidated by fighting anyone in court, but have not giving up on that option. Let me start with a general background. I got a divorce about 5 years ago, and bought a house after the divorce. Had to use the credit cards for moving expenses and for repairs on the house (it was a foreclosure and everything that could go wrong, went wrong). I realized about 2 years ago that I was getting into deep debt and was in trouble, so I closed
I will provide the summerized version of my historic debt with the collection efforts, all aided with my procrastination. On some 8 different bank cards used by me through the 1990's. My usage of these cards stopped early 2000. The combined outstanding debt with accumulated late fees and interest I estimate to be approximately $70,000. At one point around year 2000 I signed with a firm with the intent of seeking to have the debt discharged through bankruptcy filings. I notified the card holders of my pending intended course of action. I failed to complete the filing process and these ca