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I'm at the end of my rope with this, so I apologize if I'm not following the proper format or putting this in the right place. I looked all over this site for a similar situation and while I found some posts that were very close in nature, I couldn't find anything that fully connected with what I have going on. I'm going to try to answer all the necessary questions as fully as I can without making this post into a novel. First off, I defaulted on a Lending Club loan back in 2017, so the debt in question is actually mine, however, when Velocity Investments picked it up and put it on my c
Hello all, While I was deployed with the U.S. military, some of my credit accounts were tampered with. Meaning unauthorized charges made. So my account numbers and info were stolen. I have been trying to get these off my credit reports for quite a while. I have previously sent in FTC complaint and dispute, several times and they always come back "verified". I have sent info to the creditors and they just send back form letters, saying the account is in my name (duh) and never correct anything. Last month - I found out about FCRA 605B and followed to the letter the instructions on the