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http://www.nakedcapitalism.com/2012/08/judge-90-of-credit-card-lawsuits-cant-prove-borrower-owes-money.html Make sure to read the end of the article about Discover card
EQUABLE ASCENT FINANCIAL IS HILCO but ive never seen hilco on my credit report only equable ascent financial but once the cfpb got involved i received a letter from the OC chase letting me know all collections will be stopped and the the account has been returned to them from hilco receivables.if hilco had my account then why is cir law and global collection and equable ascent all coming after me and why are they always requesting my credit history.midland has a address thats in san Diego thats 1 minute walking distance away from cir law offices 8865 Gibbs dr and 8865 aero dr.maybe its the same company i used a seo tool search engine to find all the address and numbers listed and found one address and 278 errors detected leaving me to believe they have other fuctious names.is it unheard of for a collection company to pose as someone else could they be working together under different names.