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Found 2 results

  1. I recently received a letter from an attorney's office in Princeton NJ (Schachtner Portney LLC) for a debt bought by Calvary Portfolio Services. The OC is Citibank. The attorney sent back the last credit card statements from Citibank as well as the documents proving that CPS purchased my debt as part of a bundle of junk debt. At this point, I am planning to send a letter to begin settlement negotiation. The amount of the debt is $3,000.00 and the SOL doesn't end until Sept. 2018. My initial settlement offer will be 20%, which is $600.00. Based on reading other posts, I have been checking my co
  2. Not quite sure where to begin, so here goes. I'm going to admit right off the bat I handled this very poorly. Got a summons from Calvary Portfolio for $1425.79. Spoke with a local lawyer, and he said don't show up for court they will just garnish you. You see I finally have a very good job, and maybe he thought I could afford to be garnished. I was dumbfounded, and left feeling I should try and work out payments with them. Well I called, and simply said, "I didn't have that kind of money, can I make payments?" The man didn't identify himself but said, "I don't know who you think you're talk