Search the Community

Recieved a Civil Summons listing Cap One as Plaintif being represented by Gurstel Chargo. This is for a debt listed at around 5k and was filed in Pinal County. First, I do not live in Pinal County nor have I ever. The summons did not come with ANY supporting documentation at all. There is no account number, contract, statements or anything for that matter. They are suing for breach of contract and didnt supply any documentation at all. Any guidance on how to respond to this summons would be greatly appreciated. This just seems very generic to me as if a JDB is actually suing me and not Cap One? I would assume that Cap One would at least provide some documentation with the summons? If it is a JDB I know its a violation by suing me in a county that I have never resided in. PLEASE HELP!

I received a summons for a limited collections from Blier & Cox in Encino California (representing Capital One). I need to deliver my ANSWER CONTRACT back to the court in a few days. How can I answer this as generally as possible?. I need to request discovery before a case management meeting. Please help ASAP Thank you. Here's my story: 1. Who is suing you? the Law Firm of Blier & Cox in Encino CA 2. For how much? $12,500 3. Who is the original creditor? Capital One 4. How do you know you are being sued? A summons was served on March 7 5. How were you served? By serving company (but it was not served to me and was never mailed) 6. What was your correspondence (if any) with the people suing you before you think you were being sued? NONE 7. Where do you live? Contra Costa Country Northern California 8. When is the last time you paid on this account? Approx. LESS THAN A YEAR AGO 9. What is the status of your case (if anything has been opened)? I've called the County Court Department that was assigned the case and they told me to return my answer contract and a case management meeting would be the next step 10. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) NO 11. Did you request debt validation before the suit was filed? YES 12. Does your summons require a response? Yes, I must get this to the court in 2 days! Received it late because I was not here to accept it and never got it in the mail. If you don't get a questionnaire with your summons, you are still probably required to answer it in writing. We need to know what the "charges" are. "Complaint for Money" BREACH OF CARDHOLDER AGREEMENT 13. What evidence did they send with the summons? An affadavit? A statement from the OC? Anything else they attached as exhibits? NONE 14. What is the SOL on the debt? 4 years