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Found 4 results

  1. Wells Fargo Dealer Services Repossesed my Car in Dec 2010 for missing 2 payments. I was sent a Notice of intent to sell property and in it it an option to Reinstate if I paid the remaining balance plus any fees added. So i Paid the amount owed in its totality and in a few days recovered my vehicle and later was sent the Pink Slip. Now this shows up on my Credit Report as a Repossession, even though I reinstated the contract. 1. What options do I have at this point to repair this account on my report? Account Name: WFDS/WDS ACCOUNT TYPE: Auto Loan Closed Experian shows as Paid was
  2. Hello, This is the first time i am posting here as this is also the first time i have had anything in collections. I received a phone call from a said collections agency stating that i owe money to them regarding damage done to a Hertz rental vehicle in November of 2016. I asked him for more details on the matter and after putting me on a 3 minute hold he said he would have to gather paperwork and could have it emailed to me. I still have not yet received the email so i have no idea what this is referring to. I have never rented a car before as i am 23 years old so i know it has nothin
  3. Yesterday I got into an accident, and based on my description over the phone, my insurance agent (GEICO) told me that there is a high possibility of total loss. However, I won't be sure until a GEICO inspector takes a look at it. The accident took place on 12/22, so I won't get any news until after the Christmas holiday weekend. (Monday would be 12/28) I'm currently over a month (but less than two) late on my car payment. When I called my loan company to tell them what had happened, they told me that my car was currently in "collections/repo status" and that my car insurance may deny my claim
  4. Car in danger of being repossessed? Don't panic.Ask your lender to "re-age" the loan. Re-aging car payments puts those in arrears at the end of the loan making your account current. You pay a small interest fee and move on. The bank doesn't want your car. It's a depreciating asset that sells for pennies at auction. Be nice when you call the lender. REMEMBER... "The force has a strong influence on the weak minded" (Starwars) Be smart, be polite and let them know you are "aware" that this solution exists. If you're no more than 3 payments behind it should be a simple thing to make happ